AML Compliance Officer (m/w/d)

Overview

A fast‑growing, BaFin‑regulated fintech operating in the digital assets and crypto space, providing innovative financial products to institutional and retail clients across Europe. The company is scaling its compliance and financial crime function as crypto‑related regulatory requirements continue to evolve.

Responsibilities

• Conduct AML/CTF transaction monitoring across crypto and fiat products, including review of on‑chain and off‑chain activity


• Perform investigations into suspicious transactions, customers, and wallet activity, including use of blockchain analytics tools


• Prepare and file Suspicious Activity Reports (SARs/STRs) in line with German and EU regulatory requirements


• Support and enhance AML frameworks, policies, and procedures with a focus on crypto and virtual assets


• Contribute to the calibration and ongoing improvement of transaction monitoring rules and typologies


• Perform enhanced due diligence on higher‑risk customers, products, and transactions


• Act as a point of contact for AML‑related queries from internal stakeholders


• Support audits, regulatory reviews, and interactions with BaFin and other relevant authorities


• Stay up to date with regulatory developments related to AML, crypto assets, and financial crime

Qualifications

• 3-7 years of experience in AML, financial crime, or compliance within a fintech, crypto firm, payment institution, or regulated financial services environment


• Practical experience with crypto‑related AML topics such as blockchain analytics, wallet screening, and virtual asset risk assessments


• Solid understanding of German and EU AML/CTF regulations (GwG, EU AML directives), ideally in a BaFin‑regulated context


• Hands‑on experience conducting AML investigations and transaction monitoring


• Familiarity with AML systems and blockchain analytics tools (e.g. Chainalysis, TRM, Elliptic, or similar) is an advantage


• Strong analytical skills and a structured, risk‑based mindset


• Ability to work independently in a fast‑paced, scaling environment


• Fluent in English & German


• Experience supporting crypto‑related licensing or regulatory approvals


• Exposure to payments, e‑money, or trading‑related AML risks


• AML or compliance certifications (e.g. ACAMS)


• Previous experience working with regulators or during audits