Analyst Risk Management (mfd), Frankfurt am Main

At American Express our culture is built on a 175-year history of innovation shared values and Leadership Behaviors and an unwavering commitment to back our customers communities and colleagues. As part of Team Amex you will experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here your voice and ideas matter; our work makes an impact, and together you will help define the future of American Express.

How will you make an impact in this role

In this position you will be part of a highly motivated Credit Risk Management team responsible for developing acquisition underwriting and customer management strategies for Germany and Austria.

As a key member of our Risk Management team in Europe and internationally you will work closely with risk colleagues around the world to learn and apply best practices from other regions.

Your Responsibilities

• Develop strategic insights based on data analysis
• Monitor risk appetite and portfolio loss trends
• Use data analysis to understand underlying credit risk indicators and develop trends / forecasts
• Diagnose issues and identify opportunities for improvement
• Collaborate with our central excellence teams and business partners to implement risk strategies
• Understand market trends and the regulatory environment and apply them to credit risk

Minimum Qualifications

• At least a Masters degree in business administration, finance, statistics, economics or mathematics or a comparable qualification in a similar field
• At least 2 years of experience in credit risk management, data analysis or a related field
• Comprehensive understanding of data and statistical methods
• Excellent programming skills in Python and SQL
• Advanced knowledge of Microsoft Office applications such as Excel, PowerPoint and Word
• Self‑starter with strong problem‑solving and project management skills
• Fluent English and good German language skills

Benefits

• Competitive base salaries
• Bonus incentives
• Support for financial‑well‑being and retirement
• Flexible work arrangements and schedules with hybrid and virtual options through Amex Flex
• Onsite and online Healthy Living activities including health and workout webinars and in‑person screening opportunities (e.g., skin cancer, eye, diabetes)
• Onsite Healthy Living room with exercise activities or relaxation programs and onsite shower room facility; relaxation programs include scheduled massages
• Parental perks, such as first‑aid rooms for breastfeeding privacy, childcare services and allowance
• Optional on‑site visits from Occupational Doctors for workplace health consultations
• Free and confidential counselling support through our Healthy Minds program
• Career development and training opportunities

Amex Flex provides flexibility for colleagues to thrive personally and professionally while preserving the important benefits of our unique in‑person culture. In Germany we have an agreement with the works council with specific guidelines for Amex Flex. Depending on the role and business needs, colleagues will either work onsite in a hybrid model or fully virtual.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check subject to applicable laws and regulations.

Required Experience

IC

Key Skills

ISO 27001, Microsoft Access, Risk Management, Financial Services, PCI, Risk Analysis, Analysis Skills, COBIT, NIST Standards, SOX, Information Security, Data Analysis Skills

Employment Type : Full-Time

Experience : years

Vacancy : 1

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