Commercial Lender

Overview

Wegner CPAs is partnering with a client to find their next Commercial Lender. This position is primarily responsible for analyzing, acquiring, retaining and expanding major and complex commercial business and commercial real estate loans, equipment loans, SBA 504 loans, and consumer loans in compliance with the Bank's lending policies and procedures.

Essential Duties and Responsibilities:

• Originate, underwrite, maintain, and grow CRE, C&I, and SBA loans.
• Oversee the management and growth of a commercial loan portfolio.
• Develop new commercial loan business including conventional business loans, SBA 7A, SBA 504, and traditional lines of credit.
• Develop and maintain a network of COIs, including commercial real estate agents and brokers, CPAs, attorneys, and insurance agents.
• Analyze current financial statements and tax returns of prospective borrowers.
• Present commercial loan presentations to the board of directors for credit approval.
• Possess strong credit skills and ability to manage renewals, covenants, and new requests.
• Maximize client relationships, earning client and staff loyalty.
• Demonstrate strong problem‑solving skills.
• Be active in a community organization within the bank market.
• Provide training and guidance to less experienced loan officers and other staff members.
• Ensure compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
• Gather and analyze information to present a financing request to senior management or Loan Committee for approval; negotiate loan terms and conditions; recommend acceptance to the Chief Credit Officer or Loan Committee.
• Reinforce superior customer service through example and follow‑through with customers and employees.
• Participate in marketing all of the Bank's products and services.

Position requirements:

• College degree preferred in finance, economics, real estate, or a related business field.
• Minimum of 5 years of commercial loan origination or processing experience with a financial institution (preferred).
• Effective written and verbal presentation skills; ability to communicate effectively with the board of directors and regulatory authorities.

Performance expectations:

• Excellent analytical skills, including comfort with large data sets and identifying relevant analyses and takeaways.
• Proven ability to track, prioritize, and manage multiple concurrent projects using data to track progress.
• Strong attention to detail, time management and organizational skills, plus verbal and written communication skills.
• Ability to multi-task; discreet and trustworthy with confidential information.
• Works collaboratively with internal and external stakeholders.
• Team participant in company functions and community support.
• Strong work ethic; treats people with respect; keeps commitments; upholds organizational values; accepts responsibility for own actions.
• Maintains effective communication with customers, co-workers, and management.

Ideal candidate will be within a commutable distance from Berlin, WI, but remote work options are available.

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