AML Compliance Senior Officer - NRW

Role Responsibilities

The Senior Officer, AML Compliance, provides comprehensive support to Western Union, its affiliates, and authorized agents to develop, implement, and monitor effective AML/CTF and anti‑fraud programs in alignment with German regulatory requirements and internal company policies.

In this role, you will be part of the German Compliance Team, serving as a primary point of contact for strategic partners and their locations. You will contribute to strengthening compliance frameworks, supporting operational teams, and ensuring high standards of regulatory adherence in a fast‑paced and internationally diverse environment.

• Serve as the main point of contact for Compliance Teams of strategic partners, providing guidance, training, and support in implementing robust AML/CTF and anti‑fraud programs
• Conduct onsite and offsite AML/CTF and fraud awareness compliance program reviews for prospective, new, and existing Western Union partner locations in Germany
• Support the development and enhancement of AML/CTF and fraud awareness programs in Germany
• Support your team in defining compliance requirements across products, services, and new business areas, ensuring effective implementation
• Support your team in preparing regulatory documentation for supervisory bodies, internal governance, and audits

Role Requirements

• In‑depth knowledge of German AML law and supporting regulations and their application to Western Union
• 4–6 years of experience in compliance, risk management, or audit
• Strong analytical skills, sound judgement, and attention to detail
• Ability to work independently and manage multiple priorities efficiently
• Experience working with regulatory authorities
• Fluency in German and English, with excellent communication and stakeholder‑management skills
• Willingness to travel up to 50% within Germany, subject to business needs
• Proficiency in MS Excel, Word, and Outlook

Work Shift

REMOTE - Western Union values in‑person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. However, due to the nature of this role, there is no specific office location where the employee is expected to report. The employee must align with their manager on other expected in‑person collaboration opportunities.

Benefits

You will also have access to short‑term incentives, multiple health insurance options, accident and life insurance, and access to best‑in‑class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role‑specific benefits will be mentioned during your interview process or in an offer of employment.

• Short‑term incentive programs
• Accident and life insurance
• First‑class development platforms
• Contribution‑based pension plan
• Group life insurance through the pension plan

Other Details

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date

This application window is a good‑faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.