Client Coverage Graduate Programme Germany 2026

Client Coverage Graduate Programme - 2026
When you join our Client Coverage team, you'll collaborate across teams to solve problems, spot opportunities, and deliver sustainable outcomes - for clients and for the Bank. With our unique global footprint, your work will have reach and relevance, partnering with governments, financial institutions, corporations, and investors on projects that shape the future of finance.

Globally, our Client Coverage teams are part of our Corporate and Investment Banking (CIB) function, managing and developing our client relationships. We work across the global network together with our product partners to deliver working capital, financing, trade, cash and financial markets solutions for our clients.

Join us if you want to work with some of the most influential local and global corporates in your geographies. You'll get the opportunity to work with lots of different teams within the Corporate & Investment Banking (CIB) business function and more broadly across the Bank.

About the Graduate Programme – how you'll learn and grow
From day one, you'll be immersed in real-world projects that matter. Our 12-month graduate programme is designed to accelerate your development and set you up for long-term success.

You'll benefit from

• Structured learning: Classroom training combined with hands-on experience
• Global collaboration: Work with diverse teams and experienced leaders
• Skill development: Build technical expertise and professional capabilities

Where you could work
You'll be placed into one of the following teams

• Corporate Coverage: Partnering with top-tier multinational, local and middle-market clients to deliver tailored banking solutions – from cash management, and trade financing to lending, capital markets, and advisory services.
• Financial Institutions Coverage: Partnering with a diverse client base across banking, insurance, asset management, public sector, and private equity. The team plays a key role in delivering solutions across financing, risk management, cash and securities, and investment strategies.

Roles
Our industry leading bankers will help you join one of the specialties below. As part of our assessment process, we help you learn more about the opportunities and determine which best suits your skills, attributes, and interests. Whichever route you take, you'll gain hands-on experience and become an integral part of the team.

• Assistant Relationship Managers support Senior Relationship Managers in the execution of deals, coordination between clients and product partners, and account planning and business approvals. Sales responsibilities will be assigned to you, and you'll work with multiple stakeholders to identify opportunities.
• Credit Analysts assist Relationship Managers in managing risk, structuring deals, and monitoring existing clients. You'll gain a deep understanding of our CIB products and how they are structured. You'll also conduct credit, financial, and industry risk analysis, as well as learn about environmental, sustainability, and reputational risk types and how we manage them.

Bring the skills and we'll help you build your career
We believe that diverse skills drive innovation, which is why we welcome students from all degree disciplines and encourage applicants from diverse backgrounds. You'll be

• A final-year student, graduating by July 2026
• Legally eligible to work full-time in the country you're applying to
• A team player with strong academic performance and extracurricular achievements
• Analytical, numerate, and detail-oriented
• Adaptable and resilient in fast-paced environments
• Curious about global markets and driven to make an impact.

Key Dates and Exceptions

• Assessment Centres: November 2025.
• Start Date: July 2026.

Exception

• UK & UAE: Candidates requiring visa sponsorship will be considered.
• UAE: Priority is given to UAE nationals.
• US: We will only accept applications from individuals who have the permanent right to work in the USA.

About Corporate & Investment Banking (CIB)
We support a wide range of clients – from local businesses to global corporations, governments, banks, and institutional investors – with their transaction banking, financial markets, and financing needs

Serving over
20,000 clients
across
54 markets
, we operate in some of the world's fastest-growing economies and most active trade corridors.

Our
deep local presence
enables us to co-create tailored solutions and connect clients to investors, suppliers, buyers, and sellers.

Our
products and services
help clients move capital, manage risk, and invest to create wealth.

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What We Offer
In line with our Fair Pay Charter,
we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website