Commercial Banking, Full time Associate - FRANKFURT MAIN

Title: Commercial Banking, Full time Associate - FRANKFURT MAIN

Business: Commercial Bank

Division: Western Europe Digital Hub

Officer Title: AVP

C-Grade: C12

Location: Frankfurt

Legal Entity: 20407 Citibank Europe Plc Germany

Role posed until: 23rd March 2026

Citi Commercial Bank (CCB) offers its clients the global banking network, thought leadership and global product capabilities of Citi. We deliver extensive industry knowledge, local expertise and dedicated service support to Mid-Market (sales up to USD 3 bn.) and high growth companies with an international footprint. We provide banking and financial solutions to our clients across 5 key growth industries: Business & Professional Services, Industrials, Digital‑Technology & Communications, Consumer and Healthcare. The primary responsibility of the Associate will be, in cooperation with the Senior Relationship Managers, servicing the banking & financing needs of international Mid‑Market clients, deepening existing client relationships and acquiring & onboarding new commercial banking clients.

Key Skills & Responsibilities

• Support senior relationship manager in management of a client portfolio
• Call on clients, jointly with senior relationship managers, to leverage Citi’s global network, product solutions and market insights
• Drive prospecting effort, selecting companies, reaching out and ensuring follow‑up, alone or with the senior relationship manager
• Prepare pitch materials that senior relationship managers use in sales and prospecting
• Work with regional Industry partners to leverage global industry content for client selection and client dialogue
• Help deliver the key commercial banking product set, including Cash Management, FX, Commodities, Trade, Working Capital and Lending products
• Help deliver Citi’s global network by working with bankers and product experts around the world
• Deliver credit to our client through financial analysis, financial modelling, documentary support, policy and process ownership, working with Underwriting and Risk teams
• Support the senior relationship manager with analysis on capital returns across transactions, clients and portfolio
• Monitor clients’ financial performance and determine if further due diligence is needed
• Work with Corporate Finance and Investment Banking teams at time of structured transactions
• Collaborate with Relationship Associates, who own KYC, client onboarding, implementation, documentation and overall client delivery
• Train and guide Analysts
• Support CCB country head on strategic initiatives

Knowledge/Experience

• Minimum 3 year previous relevant banking experience
• Experience within Commercial/Corporate/Investment banking is desirable
• Experience in client‑facing teams
• Sales, presentation and communication skills
• Analytical and credit skills, financial analysis, accounting and financial modelling
• General knowledge of banking processes
• Fluency in English and German

Education

• Masters degree preferred

Competencies

• Build and develop client relationships
• Effective collaboration with senior bankers and partners
• Analytical and problem‑solving skills
• Affinity with corporate finance solutions
• Understanding of controls & compliance regime
• International mindset
• Ability to operate in a fast paced environment
• High level of self‑motivation
• Ambition to grow into a relationship manager role

This Role is a “Controlled Function” Role as defined by the Central Bank of Ireland Reform Act 2010 and Principal Regulations 2011, and amending Regulations 2014, 2015.

Citi is an equal‑opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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