Director, Enterprise Risk

Stellenbeschreibung:

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As our Director, Risk you will manage risks from a second line perspective in relation to all aspects of the business operation of Verifone Payments entities (Netherlands, Finland, UK, Germany), including the related business operations from our Romanian entity.

Next to identifying risks and analysing the impact thereof, you will advise on and test the effectiveness and the execution of control measures within the first line and control the credit exposure of Verifone Payments.

It’s important that you have the ability to communicate with various levels and various functional areas within Verifone.

This role can be based in Helsinki, Finland or Munich, Germany.

Main responsibilities

Design and implement a Credit and Fraud framework, including an automated scoring system
Design and implement a second line credit exposure function for partners and Enterprise customers
Work with the risk instruments developed within the ERM framework (as Risk and Control Self-Assessment, Monitoring and Testing, Issue Management & Action Tracking, Change Risk Assessment, Strategic Risk Assessment, Threat Analysis & Risk Assessment, BCM, Integrity Risk Analysis)
Support 1st line in performing risk assessments, by providing guidance, organize dedicated ERM workshops
Support 1st line in designing control measures for mitigating the risks above the risk appetite
Support 1st line in designing credit controls and processes
Involve in monitoring and testing 1st line control measures, and prepare reporting and presentations of the results for the higher management
Provide updates and changes to Risk Committees, or Change Advisory Boards
Ensure that Risk Management processes are in compliance with European regulations (provide support for 2nd line to update and implement the ERM framework)
Develops, proposes, updates together with second line members, risk policies and (additional) measures for decision making by the board of directors of Verifone Payments B.V. and the Risk Committee
Ensures the elaboration of risk-related policies through concrete measures and the issuing of functional guidelines
Advises and supports the business lines at implementing established policies and (additional) measures
Monitors and ensures the correct implementation and execution of measures in the organization related to established policies in relation to compliance

About the Role

It’s important that you have the ability to communicate with various levels and various functional areas within Verifone.

This role can be based in Helsinki, Finland or Munich, Germany.

Skills and Experience we desire

Educated to relevant academic degree level or with relevant professional qualifications (Risk management certificates would be a plus)
10+ years of risk experience, preferably gained in a tech/payments company
Experience in Second Line risk and credit management, preferably within payments or financial services
Experience in working with risk management tools (i.e. OneTrust, Service Now) and mapping tools (i.e. Bizagi, Visio)
Experience leading a team and have implemented Credit and Fraud framework from scratch
Strong risk analysis skills, including written, analytical and verbal skills
Proactive, self-motivated attitude that can work autonomously and take initiative to learn

Our commitment

Verifone is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Verifone is also committed to compliance with all fair employment practices regarding citizenship and immigration status.