Insurance Underwriter & Risk Advisor $80/hr

Insurance Underwriter & Risk Advisor

Hourly Rate: $80/hr (Base pay range $50–$80/hour)

Type: Independent Contractor
Location: Remote
Duration: ~6 weeks
Commitment: 30+ hours/week

Role Responsibilities

• Evaluate application data, loss history, and third-party reports (e.g., CLUE, MVR, LexisNexis) to determine underwriting acceptability.
• Calculate insurance premiums using ISO manuals, class codes, and company‑specific rating algorithms.
• Analyze historical claims to assess loss trends and calculate loss ratios against industry benchmarks.
• Draft policy terms and compile coverage documents including endorsements and declarations.
• Review referred cases and provide documented decisions with clear rationale and risk treatment recommendations.
• Work independently and asynchronously to meet deadlines while improving AI model performance.

Qualifications

• 5+ years in commercial or personal lines underwriting, preferably with experience using platforms like Guidewire or Duck Creek.
• Familiarity with ISO classification codes, rating manuals, and policy forms.
• Strong attention to detail and ability to assess risk across various data inputs.
• Proven track record of working with multi-line policies (property, auto, general liability).
• Experience reviewing and interpreting third-party reports (CLUE, MVR, LexisNexis, etc.).

Compensation & Legal

• Independent contractor arrangement.
• Paid weekly via Stripe Connect.

Application Process

• Submit your resume followed by a domain expertise interview and a short form.

Resources & Support

• For details about the interview process and platform information, please check:
• For any help or support, reach out to:

Seniority Level

• Not Applicable

Employment Type

• Part-time

Job Function

• Finance
• Software Development