Junior Payment Product Operations (d/f/m) *German Speaking

Paymenttools is on a mission to transform the payment landscape for retailers in Europe. With more than 4,4 billion visitors per year in our more than 15,000 REWE Group stores and travel agencies in 21 countries we know exactly what consumers and merchants need when exchanging goods for money. We strongly believe in making payments seamless and invisible, linking them with value added services within the framework of a reliable identity service. Our mantra: #wesolvepayn. We blend cutting-edge technology with stringent security to protect sensitive payment data while nurturing innovation in a cloud-native tech environment.

Junior Product Operations

Pay.cetera is an integral part of Paymenttools and our success. Pay.cetera is looking for a motivated Junior Product Operations specialist to join our team and play a pivotal role in our daily payment ecosystem. You will handle essential day-to-day tasks like payment approvals and account reconciliation while ensuring our product processes are meticulously documented for regulatory compliance. This is a unique opportunity for a junior professional to grow into strategic product work as our product portfolio expands and matures. Join us in a mixed role that balances operational excellence with supportive product development.

Your Tasks

• You will be the backbone of our daily payment operations while helping us build a transparent, compliant product environment.
• You are accountable for the integrity of our daily payment operations, overseeing the end-to-end approval and reconciliation process to guarantee seamless and better transactions.
• Create and maintain detailed product and process documentation required for regulatory compliance, covering end-to-end workflows from customer action to merchant settlement.
• Support the product team in defining compliant workflows and operational processes for new features, such as third party integrations or licensing procedures.
• Create process diagrams to provide a clear overview of technical and operational steps.
• Collaborate regularly across teams in Paymenttools and the wider REWE group.

Your Experience

• Proficiency in both German and English is required. Business level German is particularly critical, as most regulatory and process documentation is in German.
• A degree in Economics, Business Administration, or Business Law or similar is highly preferred.
• A foundational understanding of payment systems and first touch points in the banking, payment, or operations fields is ideal.
• We value candidates who have completed relevant internships or working student roles in finance related businesses.
• While we will provide training, experience with SAP is a major plus. Familiarity with tools like Miro, Confluence, or Jira is also desirable.

Note

This role is based in Venlo (5 mins across the border) with a 50% on‑site requirement. Enjoy flexibility to work the rest of your time from home or from our Cologne (Carlswerk) office!

Our Benefits

• Deutschland ticket, subsidized subscription
• 1.000 euro annual learning and development budget + internal training platforms
• Discounts on travel, fashion, technology, and more through our corporate benefits
• REWE discount card for REWE group retailers
• Discounted membership with EGYM Wellpass
• Company provided tax services
• JobRad, affordable bicycle leasing
• Insurance services

Perks of Working With Us

• Hybrid working environment
• Flexible working hours that fit your workflow, your time matters
• Language courses (English and German)
• Responsibility from day one
• Work with modern and agile software such as Google Workspace, Slack, Asana, Jira, Lattice, Miro and Confluence
• Company events including Hackathons and Company Days
• Ask us more about these!

We are looking forward to getting to know you - so, even if you feel that you don’t quite meet all the requirements, but the position still excites you and you think you would love to work with us, please reach out! We would still love to hear from you. We explicitly encourage applicants within groups that are underrepresented in tech spaces as of today. We value all kinds of backgrounds and walks of life.