Risk Management Specialist - German speaking (f/m/x)

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About Lemon.markets

We enable anyone to be an investor. Our mission is to grow investing opportunities for all European customers and businesses, providing seamless access to capital markets. By empowering FinTechs, Banks and Wealth Managers to offer investment products, we help create financial well‑being for their customers.

lemon.markets provides a Brokerage‑as‑a‑Service platform for simple digital access to capital markets through a single API. Our API‑first infrastructure makes launching an investment product customer‑centric and compliant. We abstract all complexity for our partners through a well documented API, a self‑service customer operations portal and operating in a clear regulatory framework. Enabling partners to launch in weeks, not months.

We have experienced first hand that brokerage infrastructure is broken. Building an investment product used to be highly expensive, challenging and cumbersome. We ease this pain by shielding our partners & their customers from the underlying complexity – and with that, we make investing seamlessly accessible to everyone. Because that’s exactly what we enjoy, going to places nobody else dares and solving hard problems. This not only creates tons of value when done right, but attracts the smartest minds – because outlier companies are built by exceptional people like you.

Your Mission

We are looking for a Risk & Internal Control Specialist who will strengthen our general risk management framework, operational risk oversight, and internal control framework. In this role, you will help us identify, assess, and mitigate risks across our processes while collaborating closely with cross‑functional teams. You will contribute to building smart, automated, and scalable solutions that reduce operational exposure and increase organisational resilience. This position is ideal for someone who enjoys analytical work, is curious about how systems and processes fit together, and is eager to grow into a more senior risk or governance role over time.

You Will

• Support the identification, assessment, and documentation, especially of non‑financial and operational risks, including ICT, third‑party and business continuity risks.
• Assist in running risk assessments, control testing, and issue remediation tracking.
• Maintain and improve our internal control framework and operational procedures.
• Draft clear business and technical requirements for process improvements or automation.
• Collaborate with product, engineering, and operations to design pragmatic, efficient, and tech‑enabled solutions.
• Help monitor regulatory expectations and ensure internal processes align with them.
• Contribute to third‑party assessments, incident analysis, root‑cause identification, and corrective action plans.
• Participate in enhancing tooling and automations to improve risk transparency and reduce manual work.

You will be successful in this role if:

• You bring experience and a strong track record from previous roles in risk management, helping you contribute value from day one.
• You naturally approach problems with structure and curiosity, diving into details and analysing situations before jumping to conclusions.
• You like understanding how things work behind the scenes — how processes connect, how systems interact, and how controls keep everything running safely.
• You are able to take complex regulatory or technical topics and turn them into clear, simple documentation that others can easily follow.
• You enjoy working with different people and teams, building relationships and aligning everyone toward shared goals.
• You constantly look for ways to make things smarter, faster, and more automated — because you believe good processes should scale.
• You are genuinely curious about risk management and fintech operations, and you see every task as a learning opportunity.
• You feel comfortable in fast‑moving environments, even when things are not perfectly defined, and you’re motivated by shaping clarity out of ambiguity.
• You communicate confidently in both German and English, making it easy for you to work with teams across the company.

How we take care of you: