Senior Manager Middle Office (f/m/d)
Solaris SE – a tech company with a full German banking license, offering a Banking‑as‑a‑Service platform with APIs for digital banking, payments, cards, identification, and lending services.
We are 500+ people from over 70 nationalities, blending techies, fintech enthusiasts, bankers, and entrepreneurs. We value diverse perspectives, share knowledge, and invest in personal growth.
Overview
The Senior Manager Middle Office is responsible for overseeing, challenging, and independently assessing the risks associated with the firm’s banking book run by Treasury, ensuring prudent risk‑taking and adherence to internal policies and regulatory requirements. You will provide independent risk oversight across the lifecycle of banking book transactions, including investments and non‑trading derivatives.
Your Role
- Independent Risk Assessment & Challenge – review and challenge front office, back office activities pre and post trade, assess trade documentation, limit approval, booking, P&L attribution, valuation, collateral processes, and perform Market Conformity Checks.
- Interface in new product processes and significant process changes, ensuring risk integration and control definition.
- Analyse and monitor key risk metrics (duration, exposure, liquidity) and provide regular reporting to senior management and risk committees.
- Risk Framework Oversight – develop, maintain, and enhance the risk management framework, policies, and procedures for the Banking Book and Middle Office.
- Ensure compliance with internal risk limits and regulatory requirements (Basel III/IV, IRRBB, Credit Risk Capital). Maintain data integrity and flow from legal books to ledger.
- Middle Office Control Environment – assess adequacy of controls on data integrity, trade lifecycle, and control breaks; drive continuous improvement in data quality and reporting.
- Regulatory & Audit Liaison – act as key contact for auditors and regulators regarding Banking Book risk exposure.
Qualifications
- University degree in economics, business administration, banking or comparable field.
- 5‑7 years of relevant experience in financial services, ideally in risk management, middle office, product control or related governance.
- Strong product knowledge across financial instruments and their valuation.
- Proven knowledge of trade lifecycle and data‑flow architectures.
- Deep understanding of the Banking Book, IRRBB, credit risk, liquidity risk.
- Experience in credit underwriting, credit processes, risk governance.
- Proficiency in risk measurement techniques (VaR, stress testing) and financial products.
- Prior experience in Middle Office functions is an advantage.
- Familiarity with regulatory reporting for Banking Book exposures.
- Excellent quantitative, analytical, and communication skills.
- Fluent English; German fluency is a strong advantage.
Working Model
Based in Berlin or able to travel to Berlin office a few days per month for collaboration, workshops, and team projects.
Benefits
- Home office budget.
- Learning & development budget €1,000 per year and transparent growth framework.
- Competitive salary and variable remuneration program.
- Monthly meal allowance.
- Deutschland ticket subsidy.
- 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years.
- Opportunity to work abroad up to 12 weeks per year.
We welcome applications from candidates who match most of the criteria; please contact us if you think you might be a good fit.
At Solaris, we are committed to an inclusive environment, equal employment opportunity for all. If you have a disability requiring accommodation, inform us.
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To all recruitment agencies: Solaris does not accept unsolicited agency resumes. Please do not forward resumes to our job alias, employees or other ventures. Solaris is not responsible for any fees related to unsolicited resumes.
Seniority level
Mid‑Senior level
Employment type
Full‑time
Job function
Finance and Sales
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