Senior Manager, Treasury & Risk (d/f/m)

At mobile.de, we are looking for a Senior Manager, Treasury & Risk (d/f/m) to take ownership of our treasury and financial risk management activities.

This role is ideal for a hands‑on treasury leader who enjoys combining operational responsibility, people leadership, and strategic contribution—without stepping into an executive or director‑level position.

You will oversee the company’s financial risk exposures, optimise liquidity, manage cash flow, and ensure the efficient and secure management of financial assets. You will also develop and implement robust treasury and risk management strategies, policies, and procedures to safeguard the company’s financial health and support its strategic objectives.

This is a hybrid role based in Berlin, Charlottenburg, offering flexibility to work both remotely and in‑office.

Your Role

In this position, you will lead a small, specialised treasury & risk team and be responsible for the end‑to‑end execution and continuous improvement of treasury and financial risk management at mobile.de.

You will act as the key point of contact for all treasury‑related matters, working closely with Finance, Accounting, Tax, Legal, and Operations, while reporting into senior finance leadership.

Your Key Responsibilities

Treasury Management

• Cash Flow Management : Develop and maintain cash flow forecasting models to optimise working capital, ensure liquidity, and identify shortfalls or surpluses
• Liquidity Management : Oversee daily cash positioning, bank accounts, and efficient use of cash across entities and geographies
• Funding & Financing : Support and execute short‑and‑long‑term financing solutions (e.g. credit lines, loans), and manage banking relationships
• Investment Management : Manage surplus cash investments in line with risk appetite and liquidity requirements
• Foreign Exchange Management : Identify FX exposures and execute hedging strategies (e.g. forwards, options)
• Debt Management : Oversee debt portfolios, covenants, repayment schedules, and interest rate exposure
• Banking Relationships : Maintain strong, efficient, and cost‑effective relationships with banking partners

Financial Risk Management

• Risk Identification & Assessment : Identify and assess financial risks including FX, interest rate, liquidity, credit, counterparty, and operational financial risks
• Risk Mitigation : Develop and implement mitigation strategies, policies, and hedging frameworks
• Risk Reporting & Monitoring : Establish risk reporting, monitor key indicators, and provide regular updates to senior management
• Compliance & Governance : Ensure compliance with financial regulations, internal policies, and governance standards
• Internal Controls : Design and maintain effective internal controls over treasury and financial risk processes

Leadership & Collaboration

• Strategy Development : Contribute to a treasury and financial risk strategy aligned with business objectives
• Policies & Procedures : Establish and maintain clear treasury and risk management policies and guidelines
• Team Leadership : Lead, mentor, and develop a small, high‑performing treasury & risk team
• Stakeholder Management : Collaborate closely with Accounting, Legal, Sales, and Operations
• Technology & Systems : Evaluate and enhance treasury systems (TMS) and related financial technologies
• Market Intelligence : Stay current on market trends, regulatory developments, and best practices

Your Skill Profile

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or similar
• MBA, CTP, FRM or similar certifications are a plus, not a must
• Min 8–10 years of experience in treasury and/or financial risk management
• Proven experience as a Treasury Manager, Team Lead, or Senior Manager
• Strong hands‑on expertise in Cash flow forecasting & liquidity management, FX and interest rate risk, Banking products and financing instruments
• Experience with Treasury Management Systems (TMS) and ERP environments; SAP S/4HANA and/or Microsoft Dynamics 365 Business Central preferred
• Strong understanding of accounting principles related to treasury and financial instruments
• Proven leadership and team management skills
• Exceptional communication (written and verbal), presentation, and interpersonal skills
• Strategic thinking with the ability to translate complex financial concepts into actionable plans
• Pragmatic, detail‑oriented, and execution‑focused, with a strong ownership mindset and high integrity
• Experience in marketplace, e‑commerce, mobility, or other digital business models, or in companies with a lean, established treasury function, is a plus.