(Senior) Risk Manager (all genders) - Zalando Payments

At Zalando, our vision is to be inclusive by design. And this vision starts with our hiring - we do not discriminate on the basis of gender identity, sexual orientation, personal expression, ethnicity, religious belief, or disability status. You are welcome to leave out your picture, age, or marital status from your application. We only assess candidates on their qualifications and merit.

We want to provide you with a great candidate experience. Feel free to inform us of any accommodations you may need, so we can best support you throughout the hiring process.

As a (Senior) Risk Manager at Zalando Payments (“ZPS”), you will steer the identification & evaluation of risks/ opportunities as part of our business/regulatory risk assessment process. You will also play a key role in evolving our risk management processes, ensuring we maintain compliance with ZAG MaRisk.

WHAT WE'D LOVE YOU TO DO (AND LOVE DOING)

• Risk Inventory & ESG : Drive the Risk Inventory process to maintain a comprehensive "Overall Risk Profile," integrating ESG factors as drivers across all material risk types.
• Risk Shielding & Limiting : Support the development and monitoring of our risk shielding concept.
• Risk Culture & Workshops : Facilitate risk workshops across the entity to identify emerging threats and embed a proactive risk culture that promotes open dialogue on risk‑taking.
• Stress Testing & Analysis : Undertake simulations, and stress testing for "plausible but extreme" scenarios to examine the resilience of the ZPS business model.
• Regulatory Reporting : Prepare high‑quality, forward‑looking risk reports for the ZPS Management Board, external regulators.
• New Product New Market (NPNM) : Manage the risk assessment process for all new products, markets, and significant changes to existing business. You will ensure that risks are fully understood and mitigated before go‑live.

Completed studies in Economics, Finance, Law, or a similar field.

At least 2‑3 years of professional experience in a similar role, preferably working in an international environment.

Team player with organisational as well as communication skills in order to interact with contact persons at different hierarchical levels.

Broad understanding of business and finance processes (i.e. order to cash, IT development, payments, etc.), as well as knowledge of practice‑relevant standards such as ZAG MaRisk, DORA, the AI Act etc.

Full professional proficiency in English is essential; German is a strong advantage.

OUR OFFER

Zalando provides a range of benefits, here’s an overview of what you can expect. Ask your Talent Acquisition Partner to learn more about what we offer.

• Employee shares program
• 40% off fashion and beauty products sold and shipped by Zalando, 30% off Zalando Lounge, discounts from external partners
• 2 paid volunteering days a year
• Hybrid working model with up to 60% remote per week, actual practice is up to each team to best support their collaboration
• Work from abroad for up to 30 working days a year
• 27 days of vacation a year (for Zalando SE)
• Relocation assistance available (subject to prior agreement)
• Family services, including counseling and support
• Health and wellbeing options (including Gympass)
• Mental health support and coaching available