VP, Commercial Lending

Overview

Join to apply for the VP, Commercial Lending role at Triumph .

At TBK Bank, a subsidiary of Triumph, we are a team of passionate, driven, collaborative people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time by working together and delivering with humility. We strive for excellence while delivering exceptional customer service.

Position Summary

The VP, Commercial Lending is responsible for generating new commercial loan, deposit, and treasury management business for the bank through the development of new banking relationships and expansion of existing relationships within their portfolio. This role ensures strong credit quality, profitability and portfolio management practices are maintained in the assigned portfolio.

Essential Duties & Responsibilities

• Sourcing new commercial banking relationship opportunities through prospect identification, proactive business development, and referral generation
• Cross-selling all appropriate bank products within the existing client base and in new relationship development to build full relationships
• Including bank product specialists in client calls and partnering with them in call planning, proposal generation and relationship strategy development
• Developing proposals for banking services based on sound credit and operational principles; using profitability modeling to ensure opportunities meet or exceed bank objectives
• Gathering information for thorough credit underwriting and preparing complete loan approval packages
• Approving loans within specified limits or referring the loan to the appropriate loan committee for approval
• Reviewing loan documentation for accuracy, completeness, and compliance with conditions, policy, and regulatory requirements
• Identifying opportunities for referrals to other lines of business and coordinating introductions
• Utilizing credit risk management and portfolio administration to identify and mitigate potential exposure
• Monitoring industry trends, borrower performance, and signs of credit stress within the portfolio
• Escalating emerging credit or relationship concerns to management
• Completing loan renewals and modifications prior to maturity
• Maintaining knowledge of and compliance with bank loan policies and procedures
• Adhering to Triumph’s core values
• Other duties as assigned

Education & Experience

• Bachelor’s Degree in Finance or Business preferred, or a combination of banking experience and/or degree
• Seven to ten years of experience in complex lending to middle market borrowers
• Formal credit training preferred

Skills & Abilities Required

• In-depth credit knowledge and experience
• Strong knowledge of regulatory and compliance relevant to commercial borrowers and depositors
• Detail oriented with strong organizational and time management skills
• Solid knowledge of Microsoft Word, Excel, and Outlook
• Strong written and verbal communication skills
• Proven track record in a fast-paced, customer-service, deadline-driven environment
• Ability to take initiative and work independently
• Ability to exercise sound judgment and critical thinking skills

Work Environment

The work environment characteristics described here may be encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Moderate noise (office with computers, phones, printers, light traffic)
• Ability to work in a confined area
• Ability to sit at a computer terminal for an extended period; occasional stooping or kneeling may be necessary
• Regular, predictable attendance is required

We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.

Seniority level

• Executive

Employment type

• Full-time

Job function

• Finance and Sales

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