Credit Underwriting Analyst (m/f/d)

On behalf of a market-leading leasing provider, we are hiring a Credit Underwriting Analyst to play a key role in the company's credit operations. This position is critical for ensuring sound risk decisions and maintaining strong relationships with brand partners. It offers the opportunity to work in a fast-paced environment where analytical skills and strategic thinking are highly valued.

Key Responsibilities

• Act as the main point of contact for manufacturer brands, building strong relationships and ensuring smooth communication.
• Review and validate credit applications and documentation, proactively identifying missing information and coordinating with customers and sales teams.
• Conduct detailed financial analysis of companies applying for leasing solutions, interpreting annual financial statements and business performance reports.
• Ensure compliance with regulatory requirements, while assessing creditworthiness and preparing well-supported credit recommendations.
• Develop accurate credit ratings and risk assessments within delegated authority.
• Collaborate with relationship managers on complex cases, providing expert input and participating in client meetings.
• Contribute to projects aimed at improving credit processes and operational efficiency.

Ideal Candidate Profile

• Education: Degree in Business Administration, Finance, Economics, or a related field.
• Experience: Minimum 3 years in credit analysis or underwriting, preferably in banking or leasing.
• Skills: Strong analytical and problem-solving abilities with sound judgment for credit decisions.
• Work Style: Independent, structured, and able to manage multiple priorities effectively.
• Communication: Excellent interpersonal skills and fluency in English and German.
• Extra: Familiarity with regulatory frameworks and a proactive, detail-oriented mindset.