Junior KYC Analyst (f/m/d)

At Moss, we give finance professionals the power to automate their day‑to‑day and make forward‑thinking decisions. Our team and culture make us unique— we’re driven by impact and growth, where every one of us strives to learn and excel. Recognised by Sifted’s Rising 100 and LinkedIn’s Top Startups, we’re here to help propel your career and together, make Moss a lasting success.

We are hiring a Junior KYC Analyst (f/m/d) to join our Operations team in Berlin.

This is an entry‑level / graduate role designed for candidates who want to build a strong foundation in compliance, risk, and financial operations.

From day one, you will work on real customer cases, learning how to assess risk, understand business structures, and contribute to a secure and scalable FinTech platform.

What You’ll Be Doing

• Own Customer Onboarding: Review customer applications, collect documentation, and analyse company structures including ultimate beneficial owners.
• Assess Risk & Make Decisions: Run sanctions and PEP checks and assign structured risk ratings.
• Think Analytically: Identify patterns, inconsistencies, and red flags—not just follow processes.
• Collaborate Across Teams: Work closely with Compliance, Risk, and Commercial teams.
• Take Initiative: Contribute ideas and improvements beyond your daily tasks.

About You

This role is ideal for recent graduates or junior professionals who are motivated, detail‑oriented, and eager to grow within Operations.

You Bring

• A Bachelor’s degree (or equivalent) in Business, Finance, Economics, Law, or a related field or comparable practical experience.
• Native‑level German (C2) and strong English skills (min. C1).
• Dutch language skills are a strong plus.
• A strong interest in FinTech, financial processes, or operational excellence.
• A proactive, hands‑on mindset and willingness to take ownership.

Skills and Attributes

• Analytical & curious: Enjoy understanding processes, identifying patterns, and solving problems in a logical way.
• Detail‑oriented and structured: Work methodically and ensure accuracy when handling data, documentation, and customer cases.
• Proactive with a strong ownership mindset: Take initiative, go beyond assigned tasks, and take full responsibility for your work from start to finish.
• Eager to learn in a fast‑paced environment: Quickly adapt to new tools, technologies, regulatory topics and actively seek feedback to improve.

What You’ll Gain

• Strong foundation in KYC and compliance.
• Fast learning curve across markets and products.
• Clear career path (Junior → Mid → Senior Analyst).
• Internal mobility across Operations, Risk, and Compliance.
• Early responsibility and real impact from the start.

About Moss

Moss is a SaaS scale‑up founded in Berlin, with a team of 300+ people from 50+ nationalities in 5 offices across Europe.

Our ambition is bold: to power every SMB’s spend across Europe— fully digital, AI‑driven, and seamlessly integrated for complete control. To date, over 5,000 businesses in Germany, Netherlands and the UK use Moss’ leading spend management product, with modules such as corporate cards, accounts payables, employee cash reimbursements and procurement.

Moss has raised a total of €180 million in funding and is backed by the most renowned tech investors including Valar Ventures, Tiger Global, Global Founders Capital, Cherry Ventures and A-Star.

Benefits

• Top‑of‑market compensation package, including equity.
• Vibrant offices at the heart of our culture, with in‑person time fueling collaboration and connection over weekly breakfasts and Friday demos.
• Additional benefits: 20 days ‘work from abroad’, 600 EUR/GBP Learning & Development Budget, and other local benefits.

Unless stated otherwise, benefits apply to full‑time positions (interns and working students receive a tailored package).

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