Product Manager - Payments & Checkout (m/f/d)

Overview

Explore a new world of possibilities HomeToGo is Europe’s leading vacation rental group with the vision of unlocking better stays. Our team is united by a passion for travel, driven by innovation and impact, and guided by open-minded leaders at every level. Our commitment to recognizing and empowering exceptional talent is the foundation of our growth. We are actively hiring candidates from all around the world, including sponsoring visas for Germany. An amazing journey of opportunity with an international team lies ahead - join us!

Your future contribution In this role, you will drive the "why" of our Checkout experience, owning the end-to-end payment flow from the moment a customer commits to a booking through to successful transaction processing. Your work will directly support our conversion optimization and payment capability expansion across diverse European markets, helping us reduce friction for both B2C and B2B customers in a complex, multi-brand environment. You will act as an entrepreneurial partner, working closely with senior management to steer the product direction while ensuring seamless execution across our group subsidiaries.

How You’ll Add Value

• Define and execute a high-impact product roadmap for the Checkout domain, focusing on optimizing conversion and enhancing the user experience across multiple brands.
• Own the integration and optimization of checkout flows, including the implementation and refinement of local payment methods and wallets to maximize acceptance rates.
• Launch and monitor KPIs such as acceptance rates and fraud rates, translating complex user data into actionable product insights.
• Lead the transition of payment processing for group subsidiaries, bringing them under our centralized payment product.
• Design and execute A/B tests and experimentation frameworks to systematically improve payment conversion and validate product hypotheses.
• Partner cross-functionally with Engineering, Design, Finance, and Legal to ensure compliance with regulatory requirements like PSD2 and SCA.

You’ll be successful in this role if you

• Have 2–4 years of overall professional experience in the Payments domain, with at least 1 year specifically as a Product Manager.
• Demonstrate a strong understanding of payment processing life cycles, card scheme rules, and checkout flow optimization.
• Exhibit strong analytical capabilities, including basic knowledge of SQL for data querying and a solid grasp of descriptive statistics.
• Navigate complex multi-currency and multi-country configurations with ease, showing curiosity for the technical and regulatory landscape of EU fintech.
• Communicate with high energy and an entrepreneurial spirit, showing the ability to influence stakeholders in a fast-paced environment.
• Thrive in a servant leadership culture, prioritizing team success and customer-centricity over ego.

Nice-to-haves

• Experience in a large-scale marketplace environment
• Background in consulting, specifically within the payments or fintech space.
• Knowledge of Electronic Money Institution (EMI) licenses and accounting fundamentals.

What We Offer

Your journey with HomeToGo is a two way street - we’ve got you covered! We offer a diverse variety of benefits to enable your career development and make HomeToGo a great place to work, including:

• Fair compensation and equity: Competitive salary and stock options, plus visa sponsorship and relocation support if you’re joining from abroad.
• Time off and flexibility: 27 vacation days, plus one extra per year of tenure (up to 32). Hybrid setup with up to 50% remote work annually, including from abroad.
• Dog-friendly offices: Bring your four-legged friend along – our offices welcome well-behaved dogs.
• Learning and development: German classes, masterclasses, workshops, and cross-team mentorship to support your growth.
• Mobility perks: Monthly subsidy for the Deutschland-Ticket (nationwide public transport) and tax-advantaged bike leasing via salary conversion.
• Travel benefits: Discounts on vacation stays via our HomeToGo_Friends program for you, friends, and family. Plus exclusive deals with travel providers through the Travel Industry Card.
• Wellbeing support: Access to psychological support and mental health resources, plus subsidized fitness via Wellhub.
• Union Berlin partnership: 20% off official fan gear and other exclusive sponsor perks.
• Climate commitment: CSRD-compliant, proud member of Leaders for Climate Action, partnering with Plan A to set and track the Group’s carbon footprint.
• And more: We\’re always evolving our benefits to support what matters most to our team.
• Certain conditions apply.

Protect Yourself From Recruitment Scams

At HomeToGo, we care deeply about the integrity of our hiring process and the safety of our candidates. Please note: All legitimate job opportunities are listed on our official Careers Page. Any communication from us will come from an @hometogo.com email address. If you come across a suspicious job posting, receive an unsolicited offer, or are unsure about the legitimacy of a communication claiming to be from HomeToGo, please reach out to us for verification via

About Us

HomeToGo is the SaaS-enabled marketplace with the world\'s largest selection of vacation rentals, listing millions of offers from thousands of trusted partners, including Booking.com, Vrbo and TripAdvisor. From vacation homes, cabins, beach houses, apartments, condos, house boats, castles, farm stays and everything in between, HomeToGo combines price, destination, dates and amenities to find the perfect accommodation for any trip worldwide.

Founded in 2014, HomeToGo operates localized apps & websites in more than 30 countries across Europe, North America, South America, Australia and Asia-Pacific. HomeToGo also operates brands such as Agriturismo.it, AMIVAC, atraveo, Casamundo, CaseVacanza.it, e-domizil, EscapadaRural, Kurzurlaub, Kurz Mal Weg, Tripping.com and Wimdu.

HomeToGo is an Equal Opportunity Employer, committed to hiring and nurturing exceptional talent, representing various backgrounds, perspectives and skills. We are authentically candid and open-minded, fostering a safe environment for diverse opinions. Our hiring decisions are based on qualifications, merit and business needs. We do not discriminate against race, ethnic origin, gender, sexual orientation, religion, political, ideological or religious views, disability or age.

We are committed to creating and maintaining a workforce of equality and diversity at HomeToGo and to provide opportunities to everyone. We therefore welcome your application even if you aren’t completely confident that your experiences fit the job description criteria. We would really love to get to know you!