Senior Frontend Product Engineer - React & React Native | EU (remote)

About Cleo

At Cleo, we’re not just building another fintech app. We’re embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper‑intelligent financial advisor in their pocket. That's the future we're creating.

About The Company

Cleo is a rare success story: a profitable, fast‑growing unicorn with over $300 million in ARR and growing over 2x year‑over‑year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.

If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.

What You’ll Be Doing

We’re looking for a brilliant Frontend React/React Native Engineer with an eye for UI/UX design to join us on our mission to fight for the world's financial health. You’ll be joining a team of adaptable, creative and product‑focused engineers who ship working software.

• Joining a cross‑functional product squad with a mix of frontend engineers, designers, UX writers, backend engineers, data analysts and others to develop features that improve our users’ financial health
• Working on our React Native application, building out amazing experiences for our users which bring financial health to life in the unique Cleo tone of voice
• Writing automated tests alongside your code to give us the confidence to ship it
• Using A/B tests, feature flags and other tools that let us iterate quickly
• Using data to dig into user journeys, detecting problems and helping to optimise the Cleo experience
• Being part of the rota for our weekly app releases to the Apple and Google app stores
• Getting involved in cross‑cutting concerns that lift our entire engineering effort with the rest of the frontend chapter
• Taking part in shaping all the work your squad does, not just the technical parts. Delivery is a team sport, and we encourage everyone at Cleo to share their ideas. You can expect to be involved in product ideation sessions, user research calls, design reviews, retrospectives, ways of working sessions, product demos and OKR reviews.

Examples of Product Feature Work

• Building a secured credit card from scratch to help our users improve their credit scores without changing their habits
• Launching our new budget rewind feature to help users understand their pay‑cycle and provide them with better analysis of how they got on with their budget
• Adding discount plans and tiering options to our subscriptions so we can experiment with the best pricing for different types of users

About You

You're based in Europe; we hire remotely across the EU and love distributed teams. For this role, we’re ideally looking for candidates based within one hour either side of London time, to keep collaboration smooth and calendars sane.

You are passionate about making a positive difference in society by improving the financial health of our users. You align with our company values and engineering principles, which drive our ways of working and software delivery.

• As this is an SE3/SE4 position, we’re looking for someone with strong industry experience of using React Native / React with TypeScript for a minimum of 5+ years. If it’s less than that, maybe you want to look at our Product Engineer role.
• As your work will primarily involve working on features for our mobile apps, we’d either like to see some proven experience in this area or a genuine passion for moving into the mobile app space

Our Tech Stack

Cleo is built as a Ruby on Rails monolith with a single React Native app frontend, utilising TypeScript. We also leverage Python for machine learning services and PostgreSQL for our database, all hosted on AWS. Our CI/CD pipeline is fully automated, with production deployments happening on every merge via Heroku. Our backend engineers deploy multiple times a week, and we release our frontend app to Google and Apple for review at least once a week.

While we take a pragmatic approach, we place a strong emphasis on quality. Our code is peer‑reviewed, and we maintain automated testing using Minitest and CircleCI. We're also actively working towards a more modular architecture, focusing on separating concerns to achieve all the benefits of microservices within a monolith, while progressively refactoring our code as we build new features. Everyone in the engineering team contributes to driving our technical strategy, voices and ideas from all levels are valued: we are all owners at Cleo.

What You Get for All Your Hard Work

• A competitive compensation package (base + equity) with three annual reviews, aligned to our termly OKR planning cycles. You can view our public progression framework and salary bandings here:
• Work at one of the fastest‑growing tech startups, backed by top VC firms, Balderton & EQT Ventures
• A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.
• Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work.
• Work where you work best. We’re a globally distributed team. Our Poland team works fully remotely, but we host virtual socials and an annual company offsite somewhere in Europe with all expenses paid.
• Other benefits;
• Company‑wide performance reviews every 4 months
• Generous pay increases for high‑performing team members
• Equity top‑ups for team members getting promoted
• 1 month paid sabbatical after 4 years at Cleo
• Regular socials and activities, online and in‑person
• We’ll pay for your OpenAI subscription
• Online mental health support via Spill
• Enhanced parental leave
• Workplace Nursery Scheme
• And many more!

This Is a 4‑Stage Interview Process

• Interview with the Recruiter (30 mins)
• Interview with the Engineers (45 mins)
• Technical interview – Live Coding in React (90 mins)
• Interview with the Engineering Managers (45 mins)

Additional Information

We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio‑economic backgrounds.

If there’s anything we can do to accommodate your specific situation, please let us know.

EU App Access

The Cleo app is not downloadable in Europe right now. Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. We can share a slide deck detailing the apps capabilities in more detail though, to help you through the interview process.

Candidate Privacy Notice

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Cleo AI. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Cleo AI may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Cleo AI's Candidate Privacy Notice.