Wholesale Credit Manager / Senior Analyst (m/w/d)

Stellenbeschreibung:

Paving the Way to New Opportunities – Welcome to Wirtgen International GmbH

The Wirtgen Group is a leading internationally active group of companies in the construction equipment sector with around 9,000 employees worldwide. As a strong branch of John Deere and with our specialized product brands Wirtgen, Vögele, Hamm, Kleemann, Benninghoven and Ciber as well as production facilities in Germany, Brazil, China, and India, we stand for innovation, quality and progress.

The way we work is characterized by technical excellence, global cooperation, and a strong sense of community. People with the most diverse skills and perspectives help us pave new paths and shape the infrastructure of tomorrow.

Join the trailblazing team at our location in Windhagen (Köln/Bonn) and play your part in shaping the future.

To strengthen our Global Financial Solutions department, we are looking for a full‑time and permanent Wholesale Credit Manager / Senior Analyst (m/w/d).

Your New Position

The Wholesale Credit Manager for the Wirtgen Group is responsible for managing and safeguarding the wholesale financing portfolio across dealers globally. This role ensures that dealer financing is provided within approved credit standards, supports and develops stable dealer operations, and protects the Wirtgen Group from unnecessary credit risk. The position interacts closely with Sales Regions, Channel, Controlling, and John Deere Financial (JDF) to ensure the effective and compliant management of the global wholesale credit process.

Key Responsibilities

Oversee and manage the global wholesale credit portfolio across Wirtgen Group dealers in alignment with the respective credit policies.
Conduct financial statement analysis of dealers, including liquidity, leverage, profitability, and cash flow evaluations.
Evaluate dealer business models, market environments, and operational stability to determine creditworthiness.
Prepare comprehensive credit assessments and recommendations for decision‑making.
Monitor credit utilization, dealer performance, and early‑warning indicators.
Coordinate with Sales Regions, Dealer Development, Controlling, and JDF credit teams.

Requirements

Degree in Business Administration, Economics, Finance & Accounting, or a related field.
Several years’ experience in credit management, credit analysis or equipment finance.
Strong financial analysis and risk assessment skills.
Experience with dealer/distributor business models.
Strong communication skills and ability to collaborate in an international environment.
Fluent English; additional languages are plus.