ABOUT US

Unzer is a leading European fintech company with a mission to simplify international payments for e-commerce and retail businesses. Our brand was formed from 13 companies that now contribute to building a unique product covering the entire payment flow.

At Unzer, we are driven by the belief that customers should enjoy a seamless shopping experience, no matter where they choose to shop. We are a team of over 750 experts of 55 different nationalities, dedicated to creating a state-of-the-art unified commerce platform. Our goal is to enable businesses to delight their customers with a seamless payment experience.

Whether you're a tech enthusiast, a payment expert, or a dedicated support professional, we are looking for individuals who are passionate about making a difference.

Our offices: We are based across Austria, Denmark, Germany, and Luxembourg, with a HQ in Berlin.

ABOUT THE TEAM

The team safeguards Unzer's performance and reputation by proactively managing enterprise-wide operational and financial risks, providing independent oversight, embedding the risk framework, ensuring regulatory compliance, and fostering a strong risk culture – enabling informed decisions and sustainable growth within risk appetite. Unzer lives a customer-centric organisation, so that the Senior Operational Enterprise Risk Manager is fully aware of who his/her customers are and sets a high standard in striving to have all Operational Enterprise Risk processes, documentations, and ways of working to be customer-first, pragmatic, and solution-oriented.

What your work will look like:

Act as a key subject matter expert on operational enterprise risk topics, supporting and advising teams and individuals while fostering knowledge sharing and advanced problem-solving within your area of responsibility.
Lead the effective implementation and integration of the operational risk framework across all Unzer entities in accordance with regulatory standards (EBA, CSSF, MaRisk, DFSA, and other applicable EU regulations), ensuring rigorous compliance throughout the organization.
Identify, address, and close gaps in the risk framework by proactively designing, proposing, and implementing innovative solutions, changes, or preventive measures for complex or novel risk scenarios.
Independently assess, review, and continually improve the risk management framework to align with changing regulatory, risk, and control needs.
Take ownership of developing, updating, and maintaining risk policies, guidelines, and related documentation.
Lead and conduct comprehensive risk analyses; evaluate the effectiveness of existing control systems, identify opportunities for improvement, and communicate findings and recommendations to multiple stakeholders
Prepare for and support both internal and external audits, including regulatory audits, to ensure robust coordination and full compliance across all teams.
Design, implement, and monitor risk awareness training programs, promoting a proactive and accountable risk culture throughout the organization.
Support junior team members to foster and improve the knowledge within the team
Collaborate independently with Group Risk Control functions on projects, tasks, and various enterprise risk-related initiatives.

What you need to be successful in this role:

Comprehensive knowledge of regulatory requirements concerning operational enterprise risk.
Proven track record with internal control systems and enterprise risk management frameworks, and a solid understanding of payment/financial services and/or acquiring business operations is considered an advantage.
Exposed to and possessing an excellent understanding of relevant European regulations, with emphasis on German, Luxembourg, and/or Danish requirements.
More than 5 years of experience in the fields of enterprise risk, risk control, risk management, audit, or consulting.
Ability to interpret regulations and clearly present conclusions and plans to a range of stakeholders, both orally and in writing.
Proficiency in English, with strong verbal and written communication skills, German, and/or Danish is a huge plus.

Please note that we will not sponsor your visa or relocation, and you must have a valid work permit to be eligible for this position.

What's next ?

Does it sound exciting? - Apply with your CV in English. Please don’t shy away if you don’t meet all the requirements! We’re looking forward to meeting you.
The interview process includes a call with a 30 min call with Talent Acquisition Manager, a 60-minute Hiring Manager Interview, 45- minute team interview, and a 30-minute call with our leaders.

WHAT'S IN THERE FOR YOU :

Work from home up to 60% of the time. We want you to keep your work-life balance.

Unzer Group