1LoD Europe Financial Crime Quality – TDFC EUROPE

In this role you lead and coordinate Financial Crime activities across local and European levels, aligning with global policies while embedding local regulatory expectations. You oversee regulatory change, audits, and QA to strengthen control frameworks, and act as a senior liaison with regulators and cross-border teams. You will monitor AML risks in Frankfurt and across Europe, ensuring timely responses and robust risk management. This is an opportunity to shape Financial Crime governance in a frontier European hub within Santander CIB.

• hybrid working model
• flexible hours
• competitive rewards and performance bonuses
• global learning opportunities (SantanderOpen Academy)

• Strategic oversight and leadership of Financial Crime activities at local and European levels
• Regulatory change tracking and assessment of impact on branch operations
• Regulatory engagement and governance with regulators and authorities
• Audit and quality assurance of Financial Crime controls and remediation of findings
• Monitoring and risk management of client portfolios and AML risks
• Cross-border coordination between global and local teams and stakeholders

• At least 5 years banking experience in AML/Compliance or control departments
• University degree
• Proficiency in German and English for regulatory interactions and documentation
• Solid understanding of money laundering schemes and the regulatory AML environment
• Strong knowledge of AML systems and controls

• Effective communication with regulators and internal stakeholders
• Stakeholder management and cross-functional collaboration
• Analytical thinking and risk-based decision making
• AML systems expertise
• Regulatory knowledge across jurisdictions
• Experience with internal and external audits in Financial Crime