Associate corporate finance

Описание:

As Senior Associate, Corporate Finance, you will own and execute the Funds Transfer Pricing (FTP) framework, while also driving the treasury planning. Reporting directly to the Head of Corporate Finance within the Treasury team, you will play a vital role in risk transfer, assessing profitability, allocating capital, and defining incentives for business units by assigning net interest income.

Задачи:

• Maintain and evolve the internal FTP regime to centralize liquidity and interest rate risks, pricing risk accurately to steer balance sheet profitability.
• Own day-to-day data consolidation, PnL monitoring, and tracking of core Treasury KPIs.
• Partner with Treasury and Finance to drive the multi-year budget and strategic planning process.
• Lead the documentation of technical assumptions and balance sheet models for internal/external audits.
• Upgrade reporting pipelines using SQL to eliminate data bottlenecks and scale infrastructure.
• Collaborate closely with ALM, Short-Term Desk (STIRM), Risk, and Finance to ensure regulatory compliance and strategic alignment.

Требования:

• 3+ years in Bank Treasury, Financial Services, or Top-Tier Consulting.
• Deep understanding of bank balance sheet management, deposit modeling, capital planning, and European regulatory frameworks (CRR, CRD IV/V, KWG).
• Advanced Excel proficiency.
• Degree in Finance, Economics, Business Administration, or a quantitative field.
• 3+ years of professional experience within a Top Tier consulting firm, financial services firm, or digital bank.
• Clear theoretical understanding and practical experience within bank treasury structures.
• Strong interest or exposure to structural financial concepts such as funds transfer pricing mechanisms, capital planning and deposit modeling.
• Demonstrated capability handling spreadsheet applications (Excel).
• Bachelor’s or Master’s degree in Business Administration, Finance, Quantitative Economics, or an equivalent technical qualification.
• Solid operational understanding of the European regulatory landscape, including banking guidelines and frameworks relevant to capital, leverage, and interest rate (e.g., CRR, CRD IV, KWG frameworks).
• Будет плюсом: strong SQL skills are a major plus

Условия:

• competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account.
• As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.
• A relocation package with visa support for those who need it.