Banking, Commercial Banking, Full Time Analyst, Frankfurt - Germany 2027

You join Citi’s Commercial Bank as a Full-Time Analyst, starting with a structured training program and hands-on experience. You will work with cross-functional teams to understand client needs and Citi’s solutions, building your expertise in credit, lending, and product coverage. The role emphasizes learning end-to-end credit processes, client engagement, and deal support within a global network. This program offers mentorship and iterative development to prepare you for future leadership in commercial banking.

• Conduct company research and industry analysis
• Analyze financial data and build financial models (valuation, DCF, pro-forma)
• Support the commercial lending process (secured/unsecured lines, term loans, syndicated loans)
• Own the client experience and collaborate with bankers and product teams
• Contribute to deal management and client presentations (pitch books, memos)
• Coordinate with partners across finance, risk, legal, marketing, operations, and technology

• Final year of university or graduated
• 2.3 or lower undergraduate GPA
• Interest in business and finance
• Fluent in English and German
• Strong analytical and problem-solving skills
• Dynamic and stakeholder-facing mindset

• Analytical thinking
• Problem-solving
• Stakeholder collaboration
• Financial modeling
• Company valuations
• Discounted cash flow analysis