Business Analyst/Product Architect - Payments (all genders)

Effective Field

As a Business Analyst – Payments (all genders), you play a key role in shaping and evolving our payment solutions. You act as the bridge between market requirements, customer needs, and technical implementation, ensuring that our products remain innovative, scalable, and aligned with industry standards.

Your Responsibilities Include

• Advising customers on payment architectures, messaging standards, and integration scenarios
• Collaborating closely with Product Management, Development, QA, Project Management, and Support teams
• Conducting workshops, solution design sessions, and stakeholder presentations
• Analyzing customer requirements and developing implementation and integration concepts
• Creating functional specifications, solution blueprints, and architecture documentation
• Supporting pre-sales activities, including solution design and proposal preparation
• Guiding customers through the integration of our solutions into their payment and banking landscapes
• Acting as a trusted advisor for customers, partner banks, and internal stakeholders

What distinguishes you

Must Have

• You hold a degree in (business) informatics or economics, or a comparable qualification
• You have at least 5 years of experience in payments, ideally on the bank side (bank, banking IT provider or consulting for banks)
• You have experience in requirements analysis and writing functional specifications in bank projects
• You understand banks’ internal processes around clearing, settlement, liquidity and back office
• You are fluent in English, both spoken and written
• You are a structured, solution-oriented team player who communicates confidently with stakeholders

Nice To Have

• You have experience designing solution and product architectures
• You have knowledge of ISO 20022 (pain, pacs, camt)
• You have strong knowledge of SEPA (SCT, SCT Inst, SDD), SWIFT and TARGET (T2)
• You are familiar with Request to Pay (R2P), card payments or treasury processes
• You know your way around payment hubs, APIs, middleware and cloud solutions
• You have experience with agile methods, JIRA and test management
• You speak German

What you can expect

• We enable you to work independently in an international environment. Get the best out of yourself!
• We want to grow – and so can you! We support your development with offerings that suit you
• Depending on your personal focus, you can develop into other departments within the organization in the long run
• Work-life balance is not just a slogan for us – we live it every day, especially through our flexible working time models
• Tech, lifestyle or mobility: choose what you need from our wide range of benefits
• We are a team. This also shows in our joint employee and sports activities

Are you passionate about what you do and would you like to support valantic FSA as Business Analyst Payments (all genders) ? Then bring your goals, ideas and aspirations, become part of our international and motivated team

Do you have any questions about the position? Feel free to contact Nika Schodjai Mehr at or . We look forward to getting to know you!