Credit Relationship Manager – Energy, Corporate & Investment Banking

Responsibilities

• Manage assigned corporate relationships and act as key point of contact for clients
• Assist in development and execution client‑specific relationship strategies and account plans
• Assist in driving cross‑sell of banking products in coordination with product partners
• Conduct financial analysis, risk assessment, and preparation of Credit Proposals (CPs)
• Coordinate with Wholesale Risk / Credit / Compliance to resolve queries
• Monitor portfolio quality, risk ratings, and early warning signals
• Ensure timely submission of annual reviews, renewals, and amendments
• Ensure accurate and updated client data in systems (e.g., CreditLens / ELCM)
• Track financials, covenant compliance, and facility utilization

Hard Skills

• financial analysis
• risk assessment
• Credit Proposals
• portfolio quality monitoring
• covenant compliance tracking
• facility utilization

Soft Skills

• client relationship management
• communication
• strategic planning
• cross-selling
• problem‑solving

Industry Keywords

• banking products
• Wholesale Risk
• Credit
• Compliance
• annual reviews
• renewals
• amendments

Tools & Technologies

• CreditLens
• ELCM