Environmental Underwriter

Position Summary

The Environmental Underwriter/Account Executive manages a portfolio of accounts and drives new and renewal business opportunities for Environmental and related casualty insurance. The role assesses risks, evaluates applications, analyzes data, and determines coverage terms and premiums to ensure sound underwriting decisions. They develop and maintain underwriting practices and guidelines as per delegated authority and build relationships with brokers and stakeholders in the designated portfolio.

Job Responsibilities

• Underwrites new and renewal environmental and related casualty business (including Commercial General Liability, Environmental Impairment Liability, Contractors’ Pollution Liability, Professional Liability, and Supported and Unsupported Commercial Excess), analyzes policy forms, broker endorsement requests, and submitted documentation as per company underwriting standards and guidelines and obtains additional information as needed.
• Determines whether to accept, modify or decline a risk through evaluation of the coverage value, location, usage, environmental exposures, safety features, and other factors pertinent to the decision.
  Determines appropriate coverage limits and insurance premiums, policy terms and conditions based on risk assessment and underwriting guidelines and ensures active portfolio management of environmental and related casualty accounts.
• Delivers services for new environmental and related casualty business and renewals while demonstrating professionalism, technical knowledge, and adherence to underwriting guidelines.
  Examines, identifies, and evaluates exposures and ensures compliance with state and country laws and guidelines established by carriers and the organization.
• Provides premium forecasts to support budget and performance targets by the company.
  Maintains existing broker relationships and collaborates across teams to manage production activities such as submissions, quotes, declines, binds, issuance to provide accurate, timely, and quality service to clients.
• Builds professional, long‑term relationships in the designated portfolio and as per delegated authority limits and partners with brokers to create customized insurance solutions as needed to service a client.
• Creates opportunities for new business, maximizes retention of assigned portfolio and ensures timely review of renewal business to achieve business targets.
• Executes marketing activities, attends seminars and training, and stays abreast of applicable market dynamics and underwriting trends.
• Stays informed about industry trends, emerging risks in the environmental and related casualty sector, terminology, regulations and adjusts underwriting strategies accordingly.

Work Experience and Education

• Bachelor’s degree in Environmental Science, Risk Management, Actuarial or Business Administration required. Any other related discipline or commensurate work experience considered.
• 5+ years of experience in Environmental and General Liability Package Underwriting.

Licenses & Certifications

• Must meet minimum requirements for state P&C and/or surplus line licenses.
• Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) is a plus.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. Our policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer employees a comprehensive and best‑in‑class benefits package that helps them—and their family members—achieve their physical, financial, and emotional well‑being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $100,139.00 - $125,174.40 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full‑time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.