finance manager in fintech

Stellenbeschreibung:

Описание

Finom is a European tech startup headquartered in Amsterdam that provides an all-in-one financial B2B platform for entrepreneurs, integrating banking, accounting, financial management, invoicing, and AI-enabled accounting. The company operates across key EU markets and through regulated entities in Europe.

Задачи

Build financial projections for banking licence and payment institution / EMI applications, including P&L, balance sheet, capital, and liquidity
Own funds and regulatory capital planning, including requirements, headroom, and behaviour under growth and stress
Model safeguarding and payment buffers across regulated entities
Support legal, compliance, and regulatory teams throughout application and Q&A cycles
Defend assumptions and rework projections against regulatory deadlines
Reconcile licence and capital models with the company financial model and actuals
Build business cases and investment cases for new markets, products, and initiatives
Prepare scenario and sensitivity analyses for the CEO, CFO, and Supervisory Board
Analyze profitability and unit economics at product, segment, and market level
Prepare board and investor materials, including the underlying numbers and rationale
Support fundraising through model preparation, diligence responses, and investor questions
Support M&A workstreams through valuation, structuring analysis, and diligence
Partner with selected functions on planning, cost, and investment decisions
Conduct ad-hoc analysis.

Требования

4+ Years of experience in corporate finance, strategic finance, financial modelling, transaction services, or the finance function of a bank or fintech
Experience building or materially maintaining sophisticated financial models for a bank, fintech, or financial institution
Exposure to regulatory financial models, including licence applications, capital planning, ICAAP/ILAAP, or regulatory reporting
Exceptional Excel / Google Sheets modelling skills, including structure, transparency, and error-proofing
Excellent command of the three financial statements and their interactions
Understanding of banking or fintech economics, including interchange, net interest income, funding, and capital
Extreme attention to detail and healthy perfectionism
Structured thinking and an ownership mentality
Ability to work independently with the CFO, CEO, and board-level stakeholders
Strong written and verbal English
Nice to have: SQL and familiarity with BI tools (Metabase, Looker, Tableau), Python, hands‑on use of AI tools (LLMs, copilots) in modelling, analysis and reporting workflows, treasury, capital management or regulatory reporting background, experience in a firm pursuing or holding a banking licence, Big Four, investment banking, or consulting foundation followed by an in-house fintech role.