Fraud Expert (m/f/d)

The Strategic Payment Business Department manages and develops our global merchant-side payment ecosystem across 27 countries and all channels (ECOM, MOTO, POS). We optimize the payment experience, manage costs, mitigate risks, and integrate innovative payment methods while acting as a central interface between Business, IT, payment providers, and internal stakeholders.

As a Fraud Expert (m/f/d), you will lead our fraud prevention strategy, protect global operations, and drive strategic initiatives. By leveraging advanced data, technology, and industry expertise, you will identify threats, optimize controls, and partner with key stakeholders to reduce losses and enhance payment success.

YOUR ROLE AT SIXT

• You own and drive the company-wide fraud prevention strategy across all products and channels aligned with risk appetite.
• You monitor transactions in real-time , optimize fraud detection rules and models, and identify emerging threats through data analysis and market intelligence.
• You evaluate, implement, and manage advanced fraud prevention technologies and collaborate cross-functionally with Payment, Risk, IT, Data, Compliance, Customer Service, and payment providers.
• You manage escalated fraud incidents , deliver fraud insights and KPIs, and provide strategic recommendations to senior management.
• You act as a trusted fraud risk advisor , influencing decision-making and ensuring compliance with regulatory and governance standards.
• You lead initiatives to improve payment success rates, reduce losses, and strengthen customer trust.

YOUR SKILLS MATTER

• Education – Degree in Business Administration, Business Informatics, Computer Science, or related fields.
• Experience – Several years in payments, e-commerce, or fraud risk, ideally in merchant, PSP, or acquirer environments.
• Know-How – Strong knowledge of payment processes, authorization logic, and fraud typologies.
• Skills – Analytical mindset with technical affinity; experience with fraud tools and scripting (SQL, Python) is a plus.
• Soft Skills – Leadership skills and confident communication at all levels.
• Languages – Fluent in German and English.

WHAT WE OFFER

• Extra benefits – Discounts on SIXT rent, share, ride, and SIXT+, vehicle leasing offers, and exclusive deals with partners for travel, tech, fashion, and more.
• AI at your fingertips – Access to Claude by Anthropic and SIXTgpt, our own AI platform, from day one to supercharge your work.
• Mobility Boost – Monthly allowance for your individual mobility contribution.
• Future Security – Contributions to retirement plans and capital-forming benefits to ensure you are well covered.
• Feel-good atmosphere – Modern gym, leisure activities, gaming area, choir, and high-quality employee restaurant.
• Flexibility – 30 days of vacation and a hybrid working model with flexible hours.
• Giving back – One day a year to volunteer at a charitable organization dedicated to supporting children.