Head of Credit (m/w/d) DACH

Head of Credit (f/m/d) DACH

Responsible for overall management of the Credit department in the DACH region, including risk management, credit underwriting and alignment with the company’s credit strategy and regional objectives.

Responsibilities

• Lead the DACH Credit Department (three teams), providing professional and disciplinary leadership, coaching and development.
• Review and approve credit applications and reviews within authority, from standardized cases to complex, large‑scale transactions.
• Balance commercial opportunities with the company’s risk appetite by assessing business risks, financed assets, contractual structures and defining risk mitigation measures.
• Coordinate communication and collaboration with senior decision‑makers, risk committees, sales leaders and other stakeholders.
• Implement policies, guidelines and operational workflows, ensuring effective systems, models, processes, controls and training within Credit.
• Monitor portfolio risk performance in DACH, prepare analyses and reports, and proactively complete risk assessments.
• Propose and discuss risk appetite, execute the business strategy within underwriting criteria, and act as a key link between Sales and Credit for structuring larger deals.

Qualifications

• Academic background in finance, economics, business administration or a related field.
• Extensive experience in underwriting and analysing term credit transactions in banking or asset finance, including complex and structured deals.
• Several years in asset finance and/or bank credit operations with proven collaboration with Sales on deal structuring and risk mitigation.
• Demonstrated leadership experience in a comparable role with professional and disciplinary responsibility for teams.
• Strong business administration and industry knowledge; asset expertise in relevant sectors is an advantage.
• Strong leadership skills, ability to set direction, motivate and develop teams.
• Professional level English language skills.
• Structured, organized approach with ability to manage multiple deadlines.
• Excellent analytical, problem‑solving and decision‑making skills.
• Clear and concise communication, able to present and defend positions at senior level.
• Cooperative, approachable and team‑oriented style with strong stakeholder management.
• Ability to work independently and in close partnership with colleagues, and to engage confidently with customers.

Benefits

• Two working days per year volunteering for a local charity.
• Flexible working hours with possibility to work from home.
• Health and wellness program including healthy food, free health checks and activities.
• Career development opportunities: online learning, member development programs.
• Other benefits in the region as outlined on the career website.

Location: Düsseldorf, Germany. Position may be filled before the application deadline.

Applications must be submitted online via the career website. Email applications are not reviewed. The role may involve an assessment.

DLL is an equal‑opportunity employer. We are committed to inclusive, barrier‑free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.