(Junior) Credit Analyst (m/f/d) - Berlin

Your Impact

As a Credit Analyst (m/f/d), you take ownership of core parts of our underwriting and portfolio processes (B2B and B2C). You are responsible for making and improving credit decisions, actively shaping how we scale our risk operations. You operate independently in day-to-day underwriting and play a key role in improving our risk framework as volumes grow rapidly.

Tasks

• Own and perform credit underwriting for end customers (B2C) and installer/partner companies (B2B)
• Review financial documents, application data, and risk indicators within defined underwriting rules
• Make credit decisions within clearly defined approval limits
• Ensure compliance with internal risk policies and underwriting guidelines
• Identify and escalation anomalies, risk signals, or potential fraud cases
• Support the continuous improvement of underwriting and operational processes
• Maintain and improve data quality in risk-relevant systems
• Work closely with the Risk team to ensure stable daily operations

Requirements

• 1–3 years of experience in Credit Risk, Underwriting, or Lending Operations
• Strong experience in both B2B underwriting (B2C is a plus)
• Strong analytical thinking and comfort working with financial data and structured decision-making
• High attention to detail and strong sense of responsibility in execution
• Reliable, structured, and disciplined working style
• Strong Excel skills
• Comfortable working in fast-paced, high-growth environments
• English (minimum C1 level), fluent German is a plus

Benefits

We move fast, we’re building a lot from scratch, and we’re learning something new every day. You’ll be part of a team that doesn’t just work, it truly builds something, with a strong sense of ownership and genuine team spirit.

Impact

Your job has a direct impact on the energy transition. Period.

Flexibility

We work in a hybrid, trust-based environment. Working from home is the norm for us; two days a week are standard and flexible. We structure the rest in whatever way best supports collaboration and focus within the team. And if it works for you and your team, you can also work from other locations, workations are possible here.

Perks

Food & Energy: Long days happen. When the office is running, so is the food: just order something to the office via Wolt.

You’ll receive a flexible bonus that you can use however you like, sports, culture, travel, whatever works for you.

Team & Vibe: We take our mission seriously, but we don’t take ourselves too seriously. Offsites, team nights, and our “Bees & Beers” are just as much a part of the job as the work itself.

Equal Opportunity

At the company, we place a high value on equal opportunity and are committed to fostering a diverse and inclusive work environment. We strive to create a friendly, safe, and welcoming environment for all our employees, regardless of ethnic origin, gender, gender identity and expression, sexual orientation, disability and abilities of any kind, physical appearance, social background, marital status, age, or religion (or lack thereof).