Junior Risk Manager (Credit Risk)

Frankfurt am Main, Germany | Posted on 10/07/2025

Our client isa dynamic part of a leading digital group, with the ambition to set a newstandard in mobile banking. It'sproviding a variety of financialproducts and services via its mobile app. It includes online account opening,budgeting tools, mobile payments, and more, all designed to make banking easierfor its customers. Location: Frankfurt, on-site Type: permanent, full time

You will

• monitor thebank's growing loan portfolio and the resulting risks. Based on your analyses,you derive measures for credit risk management.
• develop andvalidate the innovative data-driven models for estimating counterparty defaultrisks (PD) as well as methods for estimating model parameters (EAD, LGD, CCF).
• developmentthe products actively.
• continuousdevelop the processes and systems within the framework of the bank's creditrisk management.
• analyse andevaluate new regulatory requirements (e.g. CRR, MaRisk) and derivation ofresulting action requirements for credit risk management.
• participatein the presentation of results to management, work closely with otherdepartments of the bank, particularly with product development, businessintelligence & controlling, and treasury.

Requirements

• Completedmaster's degree with a scientific focus, e.g., mathematics or physics
• Professional experience in credit risk management or quantitative modeldevelopment as well as knowledge of banking regulations
• Analytical-structuredworking method with a high degree of solution orientation
• High affinityfor data and experience with statistical models
• Programmingexperience, e.g. in Python or R and ideally knowledge of Tableau
• Stronghands-on mentality and enjoyment of teamwork
• Fluentwritten and spoken German skills (Word, Excel, Power Point) complete theprofile
  
• Long-termperspective:They are growing continuously and offer colleagues long-termcareer prospects
• Start-upflair:Security of an established online company with start-up flair –They plan long-term and at the same time you have the opportunity to activelyshape the bank
• Environmentwhere you will feel comfortable:relaxed working environment, informalculture, regular drinks, cool team events with colleagues
• Furthertraining opportunities:A broad training catalogue and specialisedpersonnel development support you on your career path
• Extras:Deutschlandticket,vouchers for their numerous products, free drinks, fresh fruit and freelunches!
• Excellenttransport links: Their offices are very central with excellenttransport links
• BusinessBike: Your new bike on lease – with their financial support