Product Manager (Deposit Payments & Bank Integrations)

Requirements

• A degree in an analytical or technical discipline (e.g. math, engineering, computer science, finance)
• 3+ years of product management experience
• 6+ years total working in/with tech-powered products (product, ops, engineering, or design)
• Experience working in an agile, cross-functional engineering team
• Comfortable using tools like Jira, Confluence, or similar to drive clarity and delivery
• Strong communication and collaboration skills across disciplines
• Familiarity with how web products are built: backend/frontend interaction, APIs, events, etc
• Interest in developing deep domain expertise in fintech and deposit systems
• Analytical mindset and attention to detail
• Ability to work through edge cases
• (Desirable) Exposure to event-driven architecture, micro-services, or asynchronous systems
• (Desirable) Experience working on reporting, data models, or system integrations
• (Desirable) Familiarity with concepts like ETL, data warehouse, reporting views, or reconciliation
• We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply

What the job involves

• As Product Manager for the Deposit Payments and Bank Integrations team at Raisin, you will own the end-to-end movement, reconciliation, and reporting of customer funds, as well as the interfaces between Raisin and partner banks
• This includes enabling reliable, scalable integrations for:
• Payment flows between customers, Raisin, and partner banks
• Ongoing synchronisation of accounts, balances, and transactions
• Daily position, customer, and deposit reporting to partner banks
• A core part of the team’s mission is to ensure that partner banks have a clear, accurate, and timely view of their Raisin-related business—including customers, deposits, balances, and transaction activity— via well-defined APIs, file-based integrations, and operational reporting
• Reliable and scalable payment and settlement flows
• Clear and auditable reporting of fund movements for customers, internal teams, and partner banks
• Bank-facing integration standards covering APIs, reporting formats, reconciliation processes, and operational SLAs
• Reducing manual effort and operational risk as the partner bank network scales
• You will collaborate closely with Business Development, Partner Bank Onboarding, Relationship Management, Deposits Operations, and Engineering leadership, often acting as the product authority on how banks should integrate with Raisin’s various interfaces
• Lead discovery and delivery for initiatives across backend services, internal UIs, APIs, and reporting
• Your immediate team comprises you as the Product Manager, your counterpart Engineering Lead and a team of engineers. With this team on a daily basis: You will lead the iterative refinement of major customer- or business- product problems in your product using data, customer insights, and input from stakeholders
• You define the WHAT and WHEN. You express clearly their value and success criteria, and you call out risks, dependencies and assumptions to qualify. You exhibit accountability for outcomes, not just output
• You communicate clearly across disciplines - from technical flows to user outcomes
• You collaborate with engineering, operations, data, and compliance teams to drive improvements in our integration flows and financial reliability
• You write quarterly OKRs with your engineering lead and drive delivery against them
• You contribute to the team’s long-term vision and roadmap, balancing speed, risk, and scale