Risk Analyst - Client Underwriting (m/f/d)

Job Description

We are looking for a Risk Analyst - Client Underwriting (m/f/d) (limited contract) to join our team at our location in Verl or Berlin. Flexible working conditions are available.

Responsibilities

• Customer credit risk management for our products in the Buy Now Pay Later area across Europe
• Analysis and risk assessment of our consumer portfolios and their ongoing optimization via customization of business rules on merchant and overall portfolio level
• Continuous improvement of underlying data analysis and existing business processes to support our product expansion in new areas
• Collaboration in cross‑functional teams working on giant‑leap changes in models
• Consulting Key Account Management regarding risk steering measures to maximize customer value
• Supporting the development of our risk steering platforms and the data provider management
• Interaction with BI experts to improve overall monitoring/reporting and the application of advanced analytics

Qualifications

• Academic educational skills – Degree in mathematics, statistics, or business/economics, preferably with a quantitative focus
• Eager to collect distinct practical knowledge in the application of methods for credit risk steering of consumer portfolios (scoring, decision engines, machine learning) in an international context
• Profound analytical/technical understanding and experience in creating individual data analysis (SQL skills required)
• Professional experience in the finance industry
• You are a team player, flexible and resilient
• Excellent written and verbal communication skills in English; German would be a huge benefit

Additional Information

Disclosure requirements pertaining to the collection of your personal data: The company specified in the job advertisement is responsible for processing the information provided in your application, with its registered office as indicated. The company processes your data for the purpose of establishing an employment relationship on the basis of Art. 6 (1) b GDPR / Section 26 (1) sentence 1 BDSG. The retention period for your data is determined by the statutory time limits applicable in the respective country, beginning upon completion of the recruitment process. You can find these here. You can contact the company's Data Protection Officer at the above‑mentioned postal address. Further information on data protection and your rights can be found here.