(Senior) Risk Analyst (m/f/d)

Are you passionate about risk modeling and turning data into decisions that protect the bottom line? At SIXT, we are building a new Actuarial Risk Steering team, which will have a high-impact function at the heart of our Finance organization, dedicated to preventing and reducing financial losses across fraud, theft, bad debt, and damage. As a Risk Analyst (m/f/d) Actuarial Risk Steering, you will develop predictive risk models, design operational policies, and deliver insights that directly influence how SIXT operates across more than 10 countries. Join Team Orange and help us shape the future of risk intelligence at SIXT.

YOUR ROLE AT SIXT

• You analyze rental losses (fraud, theft, damage, bad debts) using actuarial techniques to quantify financial exposure and identify risk drivers
• You extract and integrate data from multiple sources (rental, fleet, finance losses) using SQL to build datasets for risk modeling and analysis
• You design risk policies and thresholds that translate model outputs into operational actions such as deposit requirements, vehicle restrictions, and customer interventions
• You partner with Data Science to define model requirements, validate business impact, and monitor real-world performance
• You collaborate with Pricing, Damage, Security, and Payments teams to implement risk policies across rental operations
• You prepare loss analysis reports and risk steering updates for the CFO, Department Head, and key stakeholders

YOUR SKILLS MATTER

• Experience You have gathered experience in actuarial analysis, risk management, or business analytics, ideally in financial services, insurance, automotive leasing, or the mobility sector
• Education You hold a degree in Actuarial Science, Mathematics, Statistics, Finance, or Economics; actuarial credentials (DAV, FCAS, FIA) are a strong plus
• Analytical Skills You have a strong foundation in actuarial techniques including frequency‑severity modeling, loss reserving, and risk quantification using SQL and Python
• Business Acumen You are able to build compelling business cases with P&L impact, balancing risk reduction with commercial priorities and operational constraints
• Stakeholder Management You communicate complex analysis clearly, influence across Finance, Tech, and Operations without direct authority, and navigate competing priorities effectively
• Language You are fluent in English, proficiency in German is a plus

WHAT WE OFFER

• Extra benefits Enjoy discounts on SIXT rent, share, ride and SIXT+, attractive vehicle leasing offers, and exclusive deals with partners for travel, tech, fashion and more
• Mobility Boost You will receive a monthly allowance from us as a contribution to your individual mobility
• Future security We contribute to your retirement plan and support you with capital‑forming benefits to ensure you are well covered
• Feel-good atmosphere Stay active with our modern SIXT gym, various leisure activities like the gaming area or the SIXT choir, and enjoy our high-quality employee restaurant
• Flexibility Enjoy 30 days of vacation and a hybrid working model with flexible hours
• Giving back Take one day each year to volunteer at a charitable organization dedicated to supporting children