Senior Risk Officer

Who we are

We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek, and Christian Trummer, we help people trust themselves to build financial freedom—now and in the future. Our user‑friendly trade‑everything platform empowers both first‑time investors and seasoned experts to invest in cryptocurrencies, crypto indices, stocks, precious metals, and commodities they want—at any budget, 24/7. Our global team works across cultures and time zones, supporting more than 6 million customers and powering modern investing. Headquartered in Austria but operating across Europe, we’re built by fast‑moving, talented “roll‑up‑your‑sleeves‑and‑make‑it‑happen” people. These diverse perspectives and innovative minds make Bitpanda a leader in the industry. If you think big, move fast, and want to make an impact from day one, join our industry‑changing team.

Your Mission

As a Senior Operational Risk Officer, you’ll lead and embed non‑financial risk management at the heart of Bitpanda’s Austrian entities and business headquarters. You will support the Group Risk Management team, primarily identifying, assessing, monitoring, and treating non‑financial risks across all aspects of Bitpanda’s business activities. You will build and maintain a risk‑management culture, uphold Bitpanda’s Enterprise Risk Management framework, and promote innovative ways to keep customers and company assets safe. You bring a strong analytical mindset, experience in operational risk management, and a passion for digital assets. Through oversight of core business processes, you will challenge management to think differently about risk, becoming a key advisor to products, technology, and operations teams. You report to the Group Head of Operational Risk, joining Bitpanda’s growing Group Risk Management Team.

What you’ll do

Champion the Non‑Financial Risk Framework – drive adoption across Bitpanda, set risk appetite, strengthen controls, and deliver insightful reporting to senior management.

Prudential Resilience & Capital Planning – lead and coordinate entity stress testing, recovery & resolution planning, including Own Funds & ICAAP requirements (capital adequacy assessment, scenario analysis, trigger frameworks, and Board/regulator‑ready documentation). Provide independent oversight and challenge to ensure solvency, liquidity resilience, and regulatory compliance.

Risk Influencer – actively advise, oversee, and challenge 1LOD and 2LOD stakeholders on non‑financial, financial, and liquidity risks, especially during strategic transformations. Guide risk owners on assessment and treatment, leveraging data‑driven insights for informed, risk‑based decision making. Serve as the single point of contact for all risk matters, collaborating with Compliance, AFC, and Information Security to ensure cohesive oversight.

Enhance Control Assurance – build and execute 2LOD monitoring and testing capabilities, ensuring robust control assurance, actionable insights, and regulatory alignment (e.g., FMA, DORA, MICAR etc.).

Who you are

• Seasoned risk professional – 7+ years in operational and non‑financial risk across financial services, preferably with exposure to fintech and digital asset environments.
• Broad understanding of non‑financial risk types (operations, compliance, financial crime, information security, technology, financial reporting, etc.).
• Control & assurance expert – skilled in planning and executing control monitoring, testing, and audit.
• Flexible to work where you thrive – enjoy the freedom of our hybrid working model, with onsite collaboration and remote work plus extra days for travel.
• Fit for impact – receive a competitive total compensation package aligned with our pay‑for‑impact policy, including participation in our stock option plan.
• Mental wellbeing support – access confidential coaching, counselling, and mental health resources via OpenUP.
• Continuous learning – unlimited access to Udemy’s library of online courses.
• Exclusive perks – discounts, rewards, and perks from partners worldwide.
• Location‑specific benefits that reward wellbeing and support living wherever you are.

Benefits

Reward for your impact – competitive total compensation package aligned with Bitpanda’s pay‑for‑impact policy, including participation in our stock option plan.

Support for your mental wellbeing – confidential coaching, counselling, and mental health resources through OpenUP.

Time to recharge – extra days off to rest, reset, and recharge, with additional days in 2026.

Continuous learning and growth – unlimited access to Udemy’s library of courses.

Exclusive perks and rewards – discounts and rewards from partners worldwide.

Location‑specific benefits designed to make life at Bitpanda rewarding wherever you are.

Commitment to diversity and inclusion

Bitpanda is committed to fostering a fair and equal environment based on trust and mutual respect. We believe a diverse and inclusive workplace is paramount to our success and we build a team that represents a variety of backgrounds, perspectives, and skills.