Steering & Planning Associate - Payments

About the opportunity

We are looking for an Associate to join our Payments team. You will play a pivotal role in co‑driving the segment strategy along with your product counterpart and ensuring the successful delivery of high‑impact initiatives with cross functional teams.

• Do you have hands‑on leadership experience with EU banking payment projects and developing payment rails?
• Do you love solving complex problems using SQL for data analysis, creating business cases, as well as P&L, and KPI monitoring?
• Do you enjoy complex project management and aligning with multiple stakeholders on complex banking payment products?

In this role, you will:

• Become a central point of contact and connection between internal and external stakeholders for the Payments domain.
• Collaborate in a cross functional team environment on a daily basis. Collaboration with key stakeholders such as Product & Tech, Data, Compliance, Legal, Finance, Operations, and Marketing.
• Drive and support strategic payment rail projects end‑to‑end.
• Manage and develop external relationships with our key vendors.
• Manage and optimise data related to Payments. This includes constantly reviewing data to gain a deeper understanding of the products / projects under your supervision, ensuring their performance is in line with SLA’s and constantly identifying new opportunities.
• Actively shape the Payments OKRs and strategic roadmap development.
• Fully leverage and further develop critical business skills including quantitative and qualitative analysis, project management, communications, stakeholder management and leadership in a high‑functioning team environment.
• Conduct analyses to optimise P&L and volumes related to Payments.

What you need to be successful:

Background:

• Minimum of 3 years in fintech, banking, consulting, or startup environments with a focus on payments.
• Bachelor’s degree in Finance, Accounting, Economics, Business Management, Mathematics, or related field from a top‑tier institution.
• Proven experience in making data‑driven recommendations and working on cross‑functional projects.
• Strong problem‑solving ability to structure and define analyses to draw innovative conclusions.
• Experience in project and vendor management.

Skills:

• Proficiency in SQL, with the ability to independently source data and derive insights.
• Effective visualisation and storytelling skills for presenting insights.
• Interest and curiosity for the banking/fintech industry.
• A passion for the Payments industry.
• Excellent communication skills both with internal and external stakeholders.
• Strong project management, preferably with experience in implementing large projects with several stakeholders.
• Fluent in English.
• Ability to utilise AI tools effectively.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked‑about disruptors.
• Employee benefits that range from a competitive personal development budget, work‑from‑home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account, as well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting‑edge technologies – all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.
• A relocation package with visa support for those who need it.