Head of Treasury and Risk Management (d/f/m)

Head of Treasury and Risk Management (d/f/m)

Join to apply for the Head of Treasury and Risk Management (d/f/m) role at mobile.de .

Founded in 1996, mobile.de disrupted the status quo of buying and selling cars as the first online vehicle marketplace. Today, mobile.de is Germany’s largest vehicle marketplace with around 1.4 million listed cars, commercial vehicles, motorcycles and e‑bikes. Both private customers and more than 40,000 registered vehicle dealers use the platform and benefit from 108 million customer visits per month.

mobile.de is an equal opportunity employer. We value diversity and do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status or disability status.

What You’ll Do & Who You Are

As Head of Treasury and Risk Management of mobile.de you will lead a small team responsible for overseeing the company’s financial risk exposures, optimising liquidity, managing cash flow and ensuring the efficient and secure management of financial assets. You will develop and implement robust treasury and risk management strategies, policies and procedures to safeguard the company’s financial health and support its strategic objectives. This hybrid role is based in Berlin, Charlottenburg, offering flexibility to work both remotely and in‑office.

Key Responsibilities

• Cash Flow Management: Develop, implement and manage comprehensive cash flow forecasting models to optimise working capital and identify potential shortfalls.
• Liquidity Management: Oversee daily cash positioning and manage bank accounts to ensure optimal utilisation of cash resources.
• Funding & Financing: Identify and execute short‑term and long‑term financing strategies at competitive rates and manage relationships with banks.
• Investment Management: Develop and execute investment strategies for surplus cash and monitor investment performance.
• Foreign Exchange Management: Mitigate foreign exchange risk exposures through hedging programs.
• Debt Management: Manage the company’s debt portfolio, including covenants and repayment schedules.
• Banking Relationships: Cultivate strong relationships with banking partners.
• Financial Risk Identification & Assessment: Analyse and assess market, credit, liquidity, operational and counterparty risks.
• Risk Mitigation Strategies: Develop and implement hedging programs to mitigate identified risks.
• Risk Reporting & Monitoring: Establish robust risk reporting frameworks and monitor key risk indicators.
• Compliance & Governance: Ensure compliance with financial regulations and internal policies.
• Internal Controls: Design and implement internal controls over treasury and risk processes.
• Strategy Development: Align treasury and risk strategy with the company’s business objectives.
• Policy & Procedure Development: Document and maintain comprehensive policies and procedures.
• Team Leadership & Development: Lead, mentor and develop a high‑performing team.
• Stakeholder Management: Collaborate with accounting, legal, sales, operations and other departments.
• Technology & Systems: Evaluate and recommend treasury management systems (TMS) and other financial technologies.
• Market Intelligence: Stay abreast of market trends, regulatory changes and best practices.

Key Role Requirements

• Bachelor’s degree in Finance, Accounting, Economics or Business Administration. An MBA or relevant professional certification (e.g., CTP, FRM) is highly preferred.
• Minimum of 10 years of progressive experience in treasury and/or financial risk management, with at least 5 years in a leadership role.
• Deep understanding of financial markets, instruments and products (FX, interest rates, derivatives).
• Proficiency in cash flow forecasting, financial modelling and scenario analysis.
• Experience with treasury management systems (TMS) and ERP systems (e.g., SAP, Microsoft Dynamics).
• Strong analytical and quantitative skills.
• Excellent understanding of accounting principles related to treasury and financial instruments.
• Proven leadership and team management abilities.
• Exceptional communication, presentation and interpersonal skills.
• Strategic thinking with the ability to translate complex financial concepts into actionable plans.
• Strong problem‑solving and decision‑making capabilities.
• High level of integrity, ethical conduct and attention to detail.
• Ability to work effectively under pressure and manage multiple priorities.

Benefits

• 28 days of paid time off.
• €50 monthly transportation and mobility allowance.
• Development budget and access to coaching.
• Fully paid parental leave up to 12 weeks for non‑birth parents and 20 weeks for birth parents.
• Online and offline learning library.
• Competitive base salary and annual incentive plans.
• Work from anywhere up to 20 days per year.
• 24/7 Employee Assistance Programme for you and your immediate family.

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