Backend / API Engineer, Payouts

Who we are

Stripe is a financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non‑card payment options, and extending Stripe’s capabilities to make it easy for businesses to accept in‑person payments. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability. Exact team matching for one of the subteams within this org will begin during final stages.

What you’ll do

We’re looking for backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike.

Responsibilities

• Scope, design, build, and maintain APIs, services, and large‑scale systems that reliably and efficiently handle billions of money‑movement requests.
• Debug and solve critical production issues across services and multiple levels of the stack.
• Mentor engineers to help them grow.
• Collaborate with stakeholders across the company to build new features at large scale, while improving internal engineering standards, tooling, and processes.
• Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues.

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 7–12+ years of industry software engineering experience (does not include internships or co‑ops).
• Strong coding skills in any programming language (we understand new languages can be learned on the job, so our interview process is language agnostic).
• Strong collaboration skills and the ability to work across workstreams within your team and contribute to your peers’ success.
• Ability to thrive with a high level of autonomy and responsibility, and an entrepreneurial mindset.
• Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users.

Preferred qualifications

• Experience with large‑scale financial tracking systems.
• Good understanding and practical knowledge in cloud‑based services (e.g., gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS).