Credit Portfolio Manager IV – Asset Based Lending

Responsibilities

• Provide an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships
• Partner with Relationship Managers, Credit Officers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions
• Participate or lead client calls for in-depth financial questions and other portfolio management requirements
• Lead the independent underwriting process for new and renewal opportunities for clients
• Provide in-depth, independent and objective analysis of financial statements and other credit risk management deliverables
• Prepare detailed financial projections within a vendor‑provided credit tool or within an Excel template
• Make recommendations regarding credit amount, structure, and policy compliance
• Manage assigned portfolio by proactively monitoring performance and trends
• Effectively prioritize new deals, renewal and portfolio management requirements
• Exhibit willingness to lead additional special projects as delegated

Requirements

• Bachelor's degree in Accounting or Finance
• Seven or more years of experience in a commercial lending environment
• Employed at Atlantic Union Bank for more than 12 consecutive months
• Working institutional knowledge of the Bank credit policy and risk & industry appetite
• Demonstrate the highest level of credit aptitude, analytical skills, and industry knowledge across respective line of business and deal types
• Skilled in the analysis of financial statements, tax returns and cash flows of commercial & industrial companies, or commercial & residential real estate companies
• Excellent written, oral and interpersonal skills
• PC proficiency with Word and Excel