Director of EU Banking Product

Job Summary

We are seeking a highly experienced and strategic Director of Banking Product to join our EU Banking product team. In this role, you will be responsible for driving product strategy and execution across bank-related payment flows in Europe, including SEPA, direct debits, real-time payments (Instant SEPA), cross-border settlement, and payout capabilities. This is a critical leadership role interfacing across product, compliance, engineering, partnerships, risk, and regional business teams, with direct accountability for how our banking stack supports scalable, compliant, and customer‑relevant capabilities across the EU.

Essential Responsibilities

• Establish a shared vision across the company for one or more products, or a platform product enabling development & scalability, with a deliberate and cohesive strategy.
• Leads product strategy development, and develops a clear, executable view of the product strategy with cross‑functional stakeholders.
• Influences the architectural roadmap and balances innovative design and technical implementation, while balancing regulatory requirements, time‑to‑market, meeting customer needs and product profitability.
• Champions the customer experience and prioritizes customer needs in product requirements and decision making.
• Defines and uses metrics that inform the success of products including usability studies, research and market analysis.
• Standardizes workstreams to include analytics, customer discovery, market research and competitive analysis to drive data‑driven decision‑making.
• Responsible for product profitability, including budgetary decisions.
• Leads operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with senior leadership as needed.
• Maximizes efficiency in a constantly evolving environment where the process is fluid and creative solutions are the standard.

Minimum Qualifications

• 10+ years relevant experience and a Bachelor’s degree OR any equivalent combination of education and experience.
• 2 years of experience leading others.

Additional Responsibilities & Preferred Qualifications

• Product Strategy and Vision: Own the product vision and roadmap for bank payment flows in Europe (SEPA Credit Transfer, SEPA Instant, SEPA Direct Debit, etc.), collaborating closely with our Banking Ops, Treasury, Risk, and Compliance functions.
• Regulatory Compliance: Translate complex regulatory frameworks (PSD2, PSD3) into actionable product requirements.

Travel

Travel Percent: 10

Work Model

For the majority of employees, PayPal’s balanced hybrid work model offers 3 days in the office for effective in‑person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Benefits

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer comprehensive, choice‑based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at