Graduate Program 2026 - Product (m/f/x) in Munich

Job Description

Our Graduate Program - Product is a great opportunity to start your career in digital finance within a technology-driven FinTech environment. This unique program strategically combines hands‑on experience across product, business operations and control functions, fostering a holistic perspective on how Scalable builds, runs and safeguards digital financial products. Our goal? To develop future Product Leaders through on-the-job training alongside experienced Product Managers and cross-functional leaders.

Our next cohort starts on 1st October 2026 . Three to six rotations over 24 months ensure broad exposure and in-depth learning across various areas of the business.

• Two rotations will be focused on Product Management, offering end‑to‑end exposure to the product development lifecycle - from discovery and prioritization to delivery and iteration.
• Further rotations will provide experience across Business Operations and Control Functions, equipping you with a 360-degree view of the value chain and the regulatory “guardrails” that shape financial services.

This approach equips graduates with a well‑rounded understanding of customer needs, product development, operational excellence and risk mitigation. The Program further offers:

• Ongoing support, guidance and regular check‑ins from a dedicated program buddy and a mentor, helping you plan your next steps and grow quickly.
• Opportunities to take on responsibility from the start in a technology‑driven environment, accelerating your learning and impact.
• Extracurricular activities and events to build a valuable network across teams.
• The knowledge and skills to excel in your first role after the program and help shape the future of investing.

Qualifications

• You are currently located in Munich or are willing to relocate.
• You have an excellent university degree in a relevant field such as Business Administration, Finance, Management, Computer Science, or another STEM discipline.
• You are passionate about technology, finance, and digital products.
• You demonstrate strong analytical thinking and use both quantitative and qualitative data to drive decisions.
• You have gained experience through internships in technology, banking, and/or consulting.
• You bring previous non‑academic engagement and/or entrepreneurial experience.
• You have a hands‑on mentality and focus on finding pragmatic solutions, with strong empathy for the client.
• You are willing to invest in personal learning and career development outside of work.
• You have excellent English communication skills; German is a plus.
• You have a valid work permit in Germany on a full‑time basis for the entire 24‑month duration, starting 1st October 2026.

We welcome applications from all backgrounds; however, please note that we are currently unable to provide visa sponsorship for this specific role. A valid German work permit is therefore required.

Additional Information

• Be part of one of the fastest‑growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers.
• Work with an international, diverse, inclusive, and ever‑growing team that loves creating the best products for our clients.
• Work from our centrally located offices in the heart of Munich or Berlin, nestled in lively neighborhoods filled with vibrant restaurants, cozy cafés, and a wide range of convenient amenities.
• Be productive with the latest hardware and tools.
• Learn and grow by joining our in‑house knowledge sharing or career development sessions and spending your individual Education Budget.
• Learn and experience German culture first hand by joining our free German language classes.
• International relocation support is provided if required.
• Opportunity to work from abroad.
• Benefit from an attractive compensation package and from the company pension scheme.
• Monthly contribution of 50% for the ‘Deutschland Jobticket’.
• Say goodbye to order commissions and say hello to your complimentary subscription of Scalable Capital's PRIME+ Broker.
• Enjoy flexible and discounted sports activities with Urban Sports Club.