Personal Lines Underwriting Director – Strategy Execution

• Own the end-to-end underwriting guidelines strategy for Personal Lines


• Lead the development, governance, and evolution of underwriting rules, decision trees, and eligibility frameworks across channels and products


• Define the strategic roadmap for underwriting models, including risk segmentation, pricing support, and decision automation


• Translate complex analytic outputs into actionable underwriting guidance for automated and human decisioning


• Establish governance frameworks for guideline changes, model updates, and rule deployments


• Drive underwriting modernization, including automation, straight-through processing, and model-driven decisioning


• Partner with IT and Delivery teams to implement underwriting strategies in systems and monitor post-deployment performance


• Develop monitoring and feedback loops to assess guideline and model performance and recommend enhancements


• Produce executive-ready materials explaining underwriting logic, tradeoffs, and impacts


• Lead, mentor, and develop a team of strategy professionals


• Represent underwriting strategy in senior leadership forums and cross-functional design decisions

Requirements

• 7+ years of relevant work experience


• 3+ years of proven experience leading cross functional teams


• Deep understanding of underwriting guidelines, decision frameworks, and the practical application of predictive models


• Ability to convert abstract risk appetite and analytic insight into executable underwriting rules and guidance


• Comfort partnering with data science, actuarial, and analytics teams; able to challenge and interpret model outputs


• Understanding of system constraints, frontline usability, and deploying strategy at scale


• Proven ability to lead teams through significant change in tools, processes, and ways of working


• Demonstrated success as a people manager, including talent development and performance management


• Ability to explain complex underwriting and modeling concepts succinctly to senior leaders

Core Competencies

Expertise in developing and implementing underwriting guidelines and decision frameworks, with a strong focus on automation and model-driven decisioning. Proven leadership in managing cross-functional teams and translating complex analytics into actionable strategies.

Highest-signal resume keywords

• Underwriting Guidelines Development


• Predictive Modeling Application


• Cross-Functional Team Leadership


• Change Management


• Executive Communication

ATS Optimization Keywords

Hard Skills

• Underwriting Rules


• Decision Trees


• Risk Segmentation


• Pricing Support


• Decision Automation


• Guideline Governance


• Model Performance Monitoring


• Analytic Insight Translation


• System Constraints Understanding


• Frontline Usability

Soft Skills

• Mentoring


• Talent Development


• Performance Management


• Collaboration


• Communication

Industry Keywords

• Personal Lines Underwriting


• Governance Frameworks


• Model-Driven Decisioning


• Automation


• Straight-Through Processing