Senior FP&A Analyst

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Stellenbeschreibung:

Responsibilities

Own capital adequacy modeling across Ledgebrook’s risk-bearing entities, including captives and fronting/carrier structures, with a primary lens on AM Best’s BCAR framework
Maintain and develop loss reserve models, including triangle-based methodologies and translate reserve adequacy findings into executive-level capital planning outputs
Build and maintain dynamic capital planning models that stress-test surplus positions under adverse loss, premium growth, and reinsurance scenarios
Lead underwriting profitability analysis by accident year, line of business, and entity—surfacing actionable insights on combined ratio drivers and reserve margin trends
Support the annual planning and reforecasting cycle with entity-level P&L projections and capital deployment scenarios
Serve as the internal subject matter expert on statutory capital requirements, risk-based capital (RBC) frameworks, and AM Best rating methodology as they relate to Ledgebrook’s balance sheet
Collaborate cross-functionally with Actuarial, Accounting, and Underwriting to ensure reserve estimates, premium bookings, and capital positions are coherent and audit-ready
Prepare materials for CFO and Board-level consumption: capital adequacy dashboards, reserve adequacy summaries, and scenario analyses tied to business plan milestones
Support rating agency interactions and diligence processes, including BCAR sensitivity analysis and documentation
Identify opportunities to automate and modernize capital and reserve reporting workflows

Requirements

Bachelor’s degree in Finance, Actuarial Science, Mathematics, Accounting, or a related field
5–7 years of directly relevant experience in insurance capital management, ERM, actuarial finance, or statutory FP&A at a carrier, captive, reinsurer, MGA with risk-bearing exposure, or rating agency
Demonstrated hands-on experience with AM Best’s BCAR model, meaning you have built, maintained, or stress-tested BCAR analyses for P&C entities
Working knowledge of loss reserving methodologies
Familiarity with statutory financial statements and their relationship to capital adequacy
Advanced financial modeling skills and expert-level Excel proficiency
Experience with Workday and Snowflake a plus
Strong verbal and written communication skills with experience presenting to CFO and C-suite audiences
Ability to operate independently in a remote, fast-moving environment with evolving priorities