Underwriter Liability Digital Solutions

In this role you will shape liability underwriting and product structures within HDI Global SE’s Digital Solutions team in APAC. You will balance underwriting discipline with growth, focusing on embedded and platform-based liability solutions and cross-border programs. You’ll work closely with regional and global partners to expand the portfolio and align market strategies. Your impact spans pricing, risk selection, partnerships, and regulatory navigation, enabling innovative liability offerings across APAC.

• Flexitime arrangements
• Health management
• Remote working up to 60%
• Further training and seminars

• Underwrite innovative liability risks including platform-based and embedded structures
• Support scalable new liability components within B2B2C programs
• Drive portfolio profitability through disciplined pricing, structuring and risk selection
• Define underwriting strategy for affinity partners, group policy schemes, and distribution ecosystems
• Apply data-driven underwriting approaches and contribute to innovative product structures
• Leverage broker, partner and ecosystem relationships across APAC
• Originate new group policy and B2B2C opportunities (digital platforms, ecosystems, partnerships)
• Position HDI as a preferred carrier for new and innovative liability solutions
• Collaborate with regional and global teams to align market strategy
• Attend conferences and industry events to benefit the company
• Navigate regulatory frameworks across APAC jurisdictions
• Ensure compliance with local requirements while enabling cross-border program structures
• Ensure tight integration between underwriting and claims
• Involve Claims early for structurally relevant risks or new exposure types
• Translate claims insights into underwriting standards

• Minimum 7 years of underwriting experience in Liability, ideally affinity and/or group policy scheme
• Proven experience in Embedded Insurance business
• Strong track record in business development and portfolio growth
• Established network across APAC (brokers, MGAs, platforms, partners)
• Deep understanding of liability products (financial lines, general liability, or specialty lines)
• Deep understanding in group policy contexts
• Experience with structured programs, cross-border placements, or ecosystem partnerships
• Entrepreneurial mindset with a strong commercial drive
• Ability to operate independently in a growth-oriented market environment
• Strong stakeholder management and negotiation skills
• Strategic thinking, solution oriented mindset combined with execution focus
• Strong communication skills at all levels within the organisation and with external business partners

• Entrepreneurial mindset
• Strong commercial drive
• Stakeholder management
• Liability products knowledge (financial lines, general liability, or specialty lines)
• Embedded Insurance
• Group policy contexts