Head of Credit

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Plus 1, a 0TO9 venture, is one of Sweden’s top FinTech companies, offering sustainable refinancing solutions that help consumers move toward debt freedom. By combining advanced models, machine learning, and smart digital tools, we deliver insights that traditional banks can’t match.

We’re growing fast, expanding internationally, and driven by a clear mission: to give everyone the opportunity for stable household finances. Because we believe sustainable personal finances are the foundation of a stable economy and society.

About the role

• Build the German credit operation for the B2C refinancing offer, and ensure it’s compliant and robust
• Set policies, workflows, metrics, and early decisioning
• Partner with product/data to automate and continuously improve decisions
• Own portfolio outcomes and scale the team and processes as we grow

What we’re looking for

• Senior credit risk leader with deep German consumer lending experience
• Comfortable mixing strategy with execution; sleeves-up, practical mindset
• Data-savvy and collaborative
• Motivated by helping people reach debt freedom

What we offer

• Be part of the leading fintech venture builder
• A dynamic and entrepreneurial fast-paced environment
• Beautiful office in the heart of Berlin
• Attractive compensation package

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Analyst and Finance

Industries

• Financial Services and Banking

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