Relationship Manager (Corporate Banking)

Job Details

• Type: Full-time, initially 2-year contract (with the intention of moving to an indefinite contract)
• Location: Düsseldorf, Germany (Hybrid, up to 2 days WFH after training)
• Salary: €50,000 - €70,000 / Year (DOE, including 13th month payment + Benefits)
• Working Hours: Monday to Friday, 37 hours per week
• Start: ASAP
• Reference: HN47427

An international bank is looking for a Relationship Manager to join its Japanese Corporate Banking Division in Düsseldorf, Germany.

This position is particularly suited to professionals who would like to develop stronger Credit Analysis and lending expertise, as well as those who already have experience in both Relationship Management and Credit Analysis. Candidates who have not yet gained hands-on Credit Analysis experience may have the opportunity to spend their initial months within the Credit Department to develop the required technical skills before transitioning into a broader role.

Main Responsibilities

• Manage and develop relationships with Japanese corporate clients across various industries.
• Act as the primary contact point for assigned customers regarding banking products and services.
• Identify business opportunities and support the growth of existing client relationships.
• Conduct financial analysis of clients and assess creditworthiness.
• Prepare and review internal credit applications, rating applications, and lending proposals.
• Work closely with internal credit, risk, and operations teams to ensure smooth execution of transactions.
• Monitor client performance, industry developments, and market trends.
• Support loan renewals, amendments, and new credit facility applications.
• Conduct sector and competitor analysis to evaluate clients' market positioning.
• Participate in client meetings and contribute to business development activities.
• Ensure compliance with internal policies, regulatory requirements, and credit procedures.

Ideal Candidate

• Bachelor's degree or above in Finance, Economics, Business Administration, Accounting, or a related field.
• Experience in both client relationship management and credit analysis is highly desirable.
• Relationship Managers seeking to strengthen their Credit Analysis and credit risk assessment capabilities are welcome.
• Strong understanding of corporate finance, accounting principles, and credit risk assessment.
• Proven ability to build and maintain client relationships and identify business opportunities.
• Strong commercial awareness, communication, and stakeholder management skills.
• Proficiency in Microsoft Office applications, particularly Excel.
• Experience using banking systems such as GCARS, OVS, FiBridge, or ZEUS would be advantageous.
• Business fluent German and English is mandatory.
• Japanese language skills would be advantageous but are not essential.
• Ability to work effectively within an international and multicultural environment.

All applicants must have the right to work in Germany as the company is not able to offer visa support.