Underwriting Product Director – Casualty

Stellenbeschreibung:

Provide strategic direction and insight for the underwriting organization for an assigned line of business
Lead and coordinate strategy, execution, and oversight of complex products and programs at the enterprise level
Establish and communicate underwriting guidance and best practices across the organization
Serve as a senior technical expert, consultant, and mentor within Corporate Underwriting
Support complex line-of-business inquiries
Lead team workload, performance, and development while partnering with regional offices
Influence business decisions through recommendations to technical and non-technical audiences
Contribute to companywide strategic initiatives with Field and Corporate Underwriting leadership
Own strategy, execution, administration, and development of the assigned line of business
Serve as enterprise subject matter expert and oversee implementation of strategies, products, and programs
Develop short- and long-term product and underwriting strategies aligned with growth and profitability objectives
Oversee profit and loss and maintain the line-of-business business plan
Evaluate premium, loss, and underwriting data and identify performance trends
Develop and communicate underwriting standards, tools, and best practices
Develop new products and coverage language and oversee innovations and implementation
Assess market opportunities and product initiatives and recommend profitable-growth improvements
Provide rate-review analysis and actionable recommendations to regional offices and business units
Oversee proprietary and bureau rules, rates, forms, endorsements, and statistical coding
Evaluate regulatory impacts, prepare filings, and coordinate implementation
Advise on underwriting philosophy, risk acceptability, forms, rating, and risk management
Handle complex referrals, support authorizations, and determine/place facultative reinsurance
Lead special projects and partner with internal and external stakeholders
Develop and deliver training, workshops, and thought leadership content
Manage team performance, hiring, compensation, development, succession planning, DEI, innovation, and department budget

Requirements

Bachelor’s degree, preferably in an insurance or business-related field, or equivalent relevant experience
Ten years of experience with commercial property and casualty underwriting, including at least five years of commercial staff underwriting experience within applicable line of business
Insurance certifications, such as CPCU, AU or CIC
Previous people leadership experience
Superior knowledge of countrywide underwriting techniques, terminology, policies, products, and forms
Exceptional underwriting judgment and decision-making skills
Strong knowledge of key performance indicators (KPIs) and ways to improve them
Proficiency with computer software and Microsoft Office Suite
Superior written and oral communication skills
Superior organizational and multi-tasking skills
Excellent problem-solving and analytical abilities
Excellent presentation, communication, and leadership skills
Ability to advise, partner, influence, and consult with diverse internal and external stakeholders, including senior leaders, executives, and project owners
Ability to distill and communicate highly complex issues for technical and non-technical audiences
Ability to translate technical ideas into general terms for business customers
Occasional travel required
Valid driver’s license with an acceptable motor vehicle report per company standards required if driving

Core Competencies

Demonstrates extensive expertise in commercial property and casualty underwriting, with a strong focus on strategic direction, product development, and performance improvement. Capable of leading teams, influencing business decisions, and communicating complex underwriting concepts effectively to diverse stakeholders.